Southwest Bank of Weatherford: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Capital moved notably last quarter, CET1 ratio of 25.73% was up 180bps from the prior quarter. Asset quality shifted last quarter, NPLs rose to 2.47% from 1.97% in the prior period. Operating from Weatherford, OK, Southwest Bank of Weatherford serves its local market as an FDIC-insured commercial bank. Southwest Bank of Weatherford's Q2 2026 balance sheet shows $86M in assets funded primarily by $75M in customer deposits. Returns are notably above industry norms: 1.37% ROA, 10.68% ROE, and 4.03% NIM. Capital is comfortably above regulatory requirements, CET1 ratio of 25.73% sits well above the 7% level required once the capital conservation buffer is included. Asset quality merits closer attention with NPLs at 2.47%. The bank operates from a single office.
As of June 30, 2026, Southwest Bank of Weatherford reported a CET1 capital ratio of 25.73%, a return on assets of 1.37%, a nonperforming-loan ratio of 2.47%, a Texas ratio of 9.81%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 720 E Main St, Weatherford, OK 73096
- County
- Custer
- Metro Area
- Weatherford, OK
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 4, 1907
- Former names
- Southwest National Bank (1995-2017)
- Offices
- 1 domestic
- Employees (FTE)
- 14
- Domestic deposits
- $75.0M
- Allowance for credit losses
- $818K
- Net charge-offs (YTD)
- $4K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4076
- Fed RSSD
- 1014059
- Website
- www.swnbank.com →
- Parent Holding Company
- FIRST FARM CREDIT CORPORATION (RSSD 1052350)
- Ultimate Parent
- SOUTHWEST CAPITAL, L.L.C. (RSSD 2912312)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Southwest Bank of Weatherford terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Southwest Bank of Weatherford, freeSouthwest Bank of Weatherford rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 25.73% | 1.37% | 2.47% | 9.81% | 4.03% |
| Q1 2026 | 23.93% | 1.37% | 1.97% | 10.18% | 4.03% |
| Q4 2025 | 25.12% | 1.02% | 2.06% | 8.63% | 4.12% |
| Q3 2025 | 24.82% | 0.94% | 1.65% | 15.55% | 4.27% |
| Q2 2025 | 24.82% | 1.11% | 1.73% | 10.06% | 4.35% |
| Q1 2025 | 24.78% | 1.47% | 2.03% | 8.45% | 4.03% |
| Q4 2024 | 26.95% | 1.30% | 1.74% | 7.85% | 4.21% |
| Q3 2024 | 25.71% | 1.16% | 1.77% | 6.83% | 4.20% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Southwest Bank of Weatherford (main office) | Weatherford , OK | 73096 | $75.0M |
Regulatory record
What the public regulatory sources show for Southwest Bank of Weatherford, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in OK, rank 156 of 194 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Southwest Bank of Weatherford’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Southwest Bank of Weatherford with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Southwest Bank of Weatherford
What are Southwest Bank of Weatherford's total assets?
As of the Q2 2026 filing, Southwest Bank of Weatherford reported total assets of $86.0 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Southwest Bank of Weatherford headquartered?
Southwest Bank of Weatherford is headquartered in Weatherford, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Southwest Bank of Weatherford founded?
Southwest Bank of Weatherford was established in 1907, per the FDIC institution directory.
Is Southwest Bank of Weatherford FDIC-insured?
Yes. Southwest Bank of Weatherford is an FDIC-insured commercial bank (FDIC Certificate #4076). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Southwest Bank of Weatherford?
Southwest Bank of Weatherford's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Southwest Bank of Weatherford's CET1 capital ratio?
Southwest Bank of Weatherford reported a Common Equity Tier 1 (CET1) capital ratio of 25.73% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Southwest Bank of Weatherford operate?
Southwest Bank of Weatherford operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Southwest Bank of Weatherford's Texas Ratio?
Southwest Bank of Weatherford's Texas Ratio is 9.81% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Southwest Bank of Weatherford previously called?
The charter now named Southwest Bank of Weatherford has also operated as Southwest National Bank (1995-2017), per FDIC structure-change records.
Go deeper on Southwest Bank of Weatherford.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Southwest Bank of Weatherford, freeFree account