Branch Network
1st National Bank Locations & Branches Lebanon, Ohio
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1st National Bank operates 8 branches from its headquarters in Lebanon, OH, .
1st National Bank branch network
All 8 branches are in OHIO, across 7 cities. Lebanon, OH has the most of its branches, 2. Its largest office by deposits is its main office in Lebanon, OH, with $101.2M (47.2% of its branch deposits). On June 30, 2025 it had 9 branches, 1 more than in 2026.
1st National Bank at a glance
Its CET1 capital ratio was 14.71% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $247.2M
- CET1 ratio, Q2 2026
- 14.71%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1907
Full financial profile · Is 1st National Bank safe? · 1st National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lebanon, OH (2 branches) | 3 of 7 | 10.2% | $111.9M |
| State: OH (8 branches) | 104 of 184 | <0.1% | $214.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
1st National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Warren, OH (5 branches) | 9 of 19 | 3.4% | $196.0M | $5.74B |
| Butler, OH (1 branch) | 18 of 21 | 0.2% | $16.4M | $8.33B |
| Montgomery, OH (1 branch) | 20 of 20 | <0.1% | $1.9M | $11.19B |
| Hamilton, OH (1 branch) | 32 of 32 | — | $0 | $153.85B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Cincinnati, OH-KY-IN (7 branches) | 29 of 55 | 0.1% | $212.4M | $187.51B |
| Dayton-Kettering, OH (1 branch) | 26 of 26 | <0.1% | $1.9M | $16.26B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 1st National Bank (main office) | Lebanon, OH | 45036 | $101.2M |
| Mason Branch | Mason, OH | 45040 | $33.1M |
| Morrow Branch | Morrow, OH | 45152 | $33.0M |
| Maineville Branch | Maineville, OH | 45039 | $18.0M |
| Liberty Township Branch | Liberty Township, OH | 45044 | $16.4M |
| Walmart Lebanon Branch | Lebanon, OH | 45036 | $10.7M |
| Centerville Krogers Branch | Centerville, OH | 45458 | $1.9M |
| Fields-Ertel Branch | Cincinnati, OH | 45249 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6646) · FFIEC NIC profile (RSSD 480723)