Branch Presence
Banks with Branches in Cincinnati, OH
U.S. Bank N.A. is the biggest bank in Cincinnati, OH, with $92.19B in deposits at its Cincinnati branches, 60.2% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches here, with 40.
27 banks operate 210 branches in Cincinnati, OH, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $153.11B held in Cincinnati, OH, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Cincinnati | Local deposits | Deposit share |
|---|---|---|---|
| Fifth Third Bank, N.A. | 40 | $39.98B | 26.1% (#2) |
| PNC Bank, N.A. | 25 | $6.73B | 4.4% (#3) |
| U.S. Bank N.A. | 23 | $92.19B | 60.2% (#1) |
| First Financial Bank | 17 | $3.62B | 2.4% (#4) |
| The Huntington National Bank | 15 | $2.71B | 1.8% (#5) |
| JPMorgan Chase Bank, N.A. | 13 | $1.34B | 0.9% (#6) |
| Bank of America, N.A. | 11 | $677.0M | 0.4% (#10) |
| KeyBank N.A. | 9 | $975.1M | 0.6% (#8) |
| Union Savings Bank | 8 | $1.03B | 0.7% (#7) |
| The North Side Bank and Trust Company | 7 | $907.2M | 0.6% (#9) |
| Guardian Savings Bank | 6 | $593.6M | 0.4% (#11) |
| LCNB National Bank | 6 | $217.6M | 0.1% (#17) |
| First Commonwealth Bank | 5 | $267.8M | 0.2% (#14) |
| Stock Yards Bank & Trust Company | 3 | $491.5M | 0.3% (#12) |
| The Park National Bank | 3 | $341.9M | 0.2% (#13) |
| Republic Bank & Trust Company | 3 | $219.6M | 0.1% (#16) |
| Woodforest National Bank | 3 | $8.2M | <0.1% (#25) |
| WesBanco Bank, Inc. | 2 | $251.5M | 0.2% (#15) |
| Cfbank N.A. | 2 | $165.7M | 0.1% (#18) |
| The Cincinnatus Savings and Loan Company | 2 | $117.4M | <0.1% (#19) |
| Forcht Bank, N.A. | 1 | $100.2M | <0.1% (#20) |
| Warsaw Federal Savings and Loan Association | 1 | $71.9M | <0.1% (#21) |
| Heritage Bank, Inc. | 1 | $46.7M | <0.1% (#22) |
| German American Bank | 1 | $23.9M | <0.1% (#23) |
| Miami Savings Bank | 1 | $14.0M | <0.1% (#24) |
| Peoples Bank | 1 | $7.7M | <0.1% (#26) |
| 1st National Bank | 1 | — | — |
County deposit market: Hamilton, OH
The $153.85B held across 32 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Hamilton, OH market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | U.S. Bank N.A. | 60.0% | $92.36B | 25 |
| 2 | Fifth Third Bank, N.A. | 26.2% | $40.27B | 42 |
| 3 | PNC Bank, N.A. | 4.3% | $6.67B | 25 |
| 4 | First Financial Bank | 2.5% | $3.80B | 20 |
| 5 | The Huntington National Bank | 1.7% | $2.62B | 14 |
| 6 | JPMorgan Chase Bank, N.A. | 0.9% | $1.32B | 15 |
| 7 | Union Savings Bank | 0.8% | $1.18B | 9 |
| 8 | KeyBank N.A. | 0.6% | $979.5M | 9 |
| 9 | The North Side Bank and Trust Company | 0.6% | $932.1M | 8 |
| 10 | Stock Yards Bank & Trust Company | 0.4% | $633.8M | 4 |
Metro area deposit market: Cincinnati, OH-KY-IN
The $187.51B held across 55 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Cincinnati, OH-KY-IN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | U.S. Bank N.A. | 51.2% | $95.98B | 63 |
| 2 | Fifth Third Bank, N.A. | 25.5% | $47.84B | 92 |
| 3 | PNC Bank, N.A. | 4.9% | $9.27B | 46 |
| 4 | First Financial Bank | 3.7% | $7.00B | 46 |
| 5 | The Huntington National Bank | 2.7% | $4.99B | 36 |
| 6 | JPMorgan Chase Bank, N.A. | 2.0% | $3.69B | 37 |
| 7 | Heritage Bank, Inc. | 1.0% | $1.83B | 19 |
| 8 | Union Savings Bank | 0.9% | $1.60B | 14 |
| 9 | KeyBank N.A. | 0.7% | $1.37B | 17 |
| 10 | Truist Bank | 0.7% | $1.27B | 13 |
Banks in Cincinnati: common questions
What is the biggest bank in Cincinnati, OH?
U.S. Bank N.A. is the biggest bank in Cincinnati, OH, with $92.19B in deposits at its Cincinnati branches, 60.2% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches there, with 40.
How many banks are in Cincinnati, OH?
27 FDIC-insured banks operate 210 branches in Cincinnati, OH as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Cincinnati, OH?
Ranked by deposits held in Cincinnati branches as of the June 30, 2026 FDIC Summary of Deposits: 1. U.S. Bank N.A. (60.2%); 2. Fifth Third Bank, N.A. (26.1%); 3. PNC Bank, N.A. (4.4%); 4. First Financial Bank (2.4%); 5. The Huntington National Bank (1.8%). The share is each bank's part of all deposits in the city.
Largest banks in Ohio
For the state as a whole, see the largest banks in Ohio, ranked by total assets and by deposits in Ohio branches, or every bank in the Ohio bank directory.
Banks in other Ohio cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.