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National Advisors Trust Company: Financial Reports & UBPR Data

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Kansas City, MO Under $100M in assets Est. October 1, 2001 FDIC #57160 RSSD #2809373 Routing #101059659 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$21.6M
Deposits
$500K
Loans
$0
Equity
$17.2M

National Advisors Trust Company is one of the more profitable banks of its size. The Kansas City, Missouri bank had $22 million in assets at June 30, 2026, up 7.0% from a year earlier. It returns 38.3% a year on shareholders' equity, 4.5 times the median of 8.6% for the 583 banks with less than $100 million in assets. On the other hand, it pays an average of 4.80% on its deposits and borrowings, about triple the median of 1.54% for banks its size.

Net income for the quarter slipped 21% from a year earlier, to $1.6 million.

As of June 30, 2026, National Advisors Trust Company reported a CET1 capital ratio of 294.81%, a return on assets of 30.63% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
11141 Overbrook Rd, Kansas City, MO 66211
County
Johnson
Metro Area
Kansas City, MO-KS
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
October 1, 2001
Offices
1 domestic
Employees (FTE)
80
Domestic deposits
$500K
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$20.5M
Average total loans
$0
Average interest-bearing deposits
$500K
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
October 1, 2001
FDIC Cert
57160
Fed RSSD
2809373

Profitability

Q2 annualized
Return on Assets30.63%YTD 21.12%
Return on Equity38.29%YTD 26.42%
Net Interest Margin3.90%YTD 3.86%

Balance Sheet

Total liabilities$4.4M
Cash & balances due$6.9M
Securities, available-for-sale$9.7M
Securities, held-to-maturity$101K
Goodwill & intangibles$0

Income Statement

Net income Q2$1.6M
Net interest income YTD$313K
Total interest income YTD$324K
Total interest expense YTD$11K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$10.9M
Total noninterest expense YTD$8.4M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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National Advisors Trust Company rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 294.81% 30.63% — 0.00% 3.90%
Q1 2026 345.59% 11.09% — 0.00% 3.83%
Q4 2025 361.71% 26.98% — 0.00% 4.45%
Q3 2025 374.39% 7.47% — 0.00% 5.34%
Q2 2025 297.18% 42.63% — 0.00% 7.63%
Q1 2025 308.00% 5.90% — 0.00% 5.21%
Q4 2024 280.10% -1.02% — 0.00% 5.54%
Q3 2024 332.64% 17.97% — 0.00% 5.98%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →

1–1 of 1
Branch Location ZIP Deposits
National Advisors Trust Company (main office) Leawood , KS 66211 $500K

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
July 26, 2017 Structure Change Acquired Kanaly Trust Lta Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Regulatory record

What the public regulatory sources show for National Advisors Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
Not on file: no SoD deposits in its home state
Period: not on file. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
Not on file: no SBA 7(a) loans matched
Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about National Advisors Trust Company

What are National Advisors Trust Company's total assets?

As of the Q2 2026 filing, National Advisors Trust Company reported total assets of $21.6 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is National Advisors Trust Company headquartered?

National Advisors Trust Company is headquartered in Kansas City, MO, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was National Advisors Trust Company founded?

National Advisors Trust Company was established in 2001, per the FDIC institution directory.

Is National Advisors Trust Company FDIC-insured?

Yes. National Advisors Trust Company is an FDIC-insured commercial bank (FDIC Certificate #57160). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates National Advisors Trust Company?

National Advisors Trust Company's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is National Advisors Trust Company's CET1 capital ratio?

National Advisors Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 294.81% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does National Advisors Trust Company operate?

National Advisors Trust Company operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is National Advisors Trust Company's Texas Ratio?

National Advisors Trust Company's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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