National Advisors Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Return on assets: 19.55 percentage points higher than in Q1 2026, at 30.63%. As of Q2 2026, National Advisors Trust Company ranks first in Missouri on return on assets among 192 banks, at 30.63%. National Advisors Trust Company's return on assets of 30.63% is well above the 0.98% median for banks in the < $100M asset tier, a gap of 29.65 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 294.81% |
| Tier 1 risk-based capital ratio | 294.81% |
| Total risk-based capital ratio | 294.81% |
| Tier 1 leverage ratio | 83.70% |
| Equity capital to assets | 79.56% |
| Tangible equity to tangible assets | 79.37% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 30.63% |
| Return on equity | 38.29% |
| Net interest margin | 3.90% |
| Efficiency ratio | 63.23% |
| Yield on earning assets | 4.04% |
| Cost of funds | 4.80% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 0.00% |
| Core deposits to total deposits | 0.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 2.32% |
| Securities to assets | 45.27% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 273.66% | 273.66% | 273.66% | 76.18% | 16.39% |
| Q4 2023 | 310.89% | 310.89% | 310.89% | 80.53% | 18.71% |
| Q1 2024 | 283.08% | 283.08% | 283.08% | 70.53% | 22.67% |
| Q2 2024 | 280.61% | 280.61% | 280.61% | 82.00% | 36.83% |
| Q3 2024 | 332.64% | 332.64% | 332.64% | 85.18% | 17.97% |
| Q4 2024 | 280.10% | 280.10% | 280.10% | 64.78% | -1.02% |
| Q1 2025 | 308.00% | 308.00% | 308.00% | 77.48% | 5.90% |
| Q2 2025 | 297.18% | 297.18% | 297.18% | 82.72% | 42.63% |
| Q3 2025 | 374.39% | 374.39% | 374.39% | 72.47% | 7.47% |
| Q4 2025 | 361.71% | 361.71% | 361.71% | 84.12% | 26.98% |
| Q1 2026 | 345.59% | 345.59% | 345.59% | 80.21% | 11.09% |
| Q2 2026 | 294.81% | 294.81% | 294.81% | 83.70% | 30.63% |
National Advisors Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock National Advisors Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full National Advisors Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57160) · FFIEC NIC profile (RSSD 2809373)