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The First National Bank of Gordon: Financial Reports & UBPR Data

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Gordon, NE $100M to $1B in assets Est. January 1, 1889 FDIC #5410 RSSD #3252 Routing #104102781 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$357.5M
Deposits
$305.6M
Loans
$117.2M
Equity
$50.9M

The First National Bank of Gordon is one of the more profitable banks of its size. The Gordon, Nebraska bank had $358 million in assets at June 30, 2026, down 4.6% from a year earlier. It earns about $2.37 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 41 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).

Net income for the quarter slipped 23% from a year earlier, to $2.2 million. Over the same year, loans grew 6.9% and deposits shrank 7.2%.

As of June 30, 2026, The First National Bank of Gordon reported a CET1 capital ratio of 36.48%, a return on assets of 2.37%, a nonperforming-loan ratio of 1.30% and a Texas ratio of 2.79%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
134 N Main St, Gordon, NE 69343
County
Sheridan
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
January 1, 1889
Offices
1 domestic
Employees (FTE)
43
Domestic deposits
$305.6M
Allowance for credit losses
$3.6M
Net charge-offs (YTD)
$96K
Average total assets
$369.2M
Average total loans
$115.1M
Average interest-bearing deposits
$251.0M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
5410
Fed RSSD
3252

Profitability

Q2 annualized
Return on Assets2.37%YTD 2.68%
Return on Equity17.44%YTD 19.85%
Net Interest Margin4.60%YTD 4.61%

Balance Sheet

Total liabilities$306.7M
Cash & balances due$19.9M
Securities, available-for-sale$216.1M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$2.2M
Net interest income YTD$7.8M
Total interest income YTD$9.3M
Total interest expense YTD$1.5M
Provision for credit losses YTD$275K

Operating & Funding

Total noninterest income YTD$898K
Total noninterest expense YTD$3.4M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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The First National Bank of Gordon rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Metric pages for The First National Bank of Gordon: ROA, CET1 ratio, Efficiency ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 36.48% 2.37% 1.30% 2.79% 4.60%
Q1 2026 36.12% 2.98% 1.50% 2.94% 4.61%
Q4 2025 36.78% 2.56% 1.23% 2.27% 4.74%
Q3 2025 34.56% 3.13% 1.25% 2.78% 4.85%
Q2 2025 33.36% 2.97% 1.39% 3.17% 4.62%
Q1 2025 31.66% 3.14% 1.36% 3.42% 4.55%
Q4 2024 30.67% 2.21% 0.98% 2.74% 4.66%
Q3 2024 29.72% 3.06% 0.70% 1.71% 4.58%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →

1–1 of 1
Branch Location ZIP Deposits
The First National Bank of Gordon Gordon , NE 69343 $305.6M

Regulatory record

What the public regulatory sources show for The First National Bank of Gordon, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
2 against the institution (OCC); 3 against individuals associated with it
  • May 7, 2004, OCC: Formal Agreement: The First National Bank of Gordon
  • February 13, 1991, OCC: Formal Agreement: The First National Bank Of Gordon
Period: Most recent institution action May 7, 2004. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.3% of deposits in NE, rank 62 of 161 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $64K approved, $64K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2013 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about The First National Bank of Gordon

What are The First National Bank of Gordon's total assets?

As of the Q2 2026 filing, The First National Bank of Gordon reported total assets of $357.5 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is The First National Bank of Gordon headquartered?

The First National Bank of Gordon is headquartered in Gordon, NE, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was The First National Bank of Gordon founded?

The First National Bank of Gordon was established in 1889, per the FDIC institution directory.

Is The First National Bank of Gordon FDIC-insured?

Yes. The First National Bank of Gordon is an FDIC-insured commercial bank (FDIC Certificate #5410). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates The First National Bank of Gordon?

The First National Bank of Gordon's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is The First National Bank of Gordon's CET1 capital ratio?

The First National Bank of Gordon reported a Common Equity Tier 1 (CET1) capital ratio of 36.48% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does The First National Bank of Gordon operate?

The First National Bank of Gordon operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is The First National Bank of Gordon's Texas Ratio?

The First National Bank of Gordon's Texas Ratio is 2.79% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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