First National Bank of Pennsylvania: Financial Reports & UBPR Data
BankRegReports is independent of First National Bank of Pennsylvania and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
First National Bank of Pennsylvania is the 50th-largest bank in the United States, with $50.8 billion in assets at June 30, 2026, up 2.6% from a year earlier. It is headquartered in Greenville, Pennsylvania, and operates 366 domestic branches. It holds common equity equal to 11.40% of its risk-weighted assets, lower than about 9 in 10 of the 127 banks with $10 billion to $100 billion in assets (median 12.98%). On the other hand, it carries problem assets equal to 2.4% of the capital and reserves that would absorb them, lower than about three-quarters of banks its size (median 4.2%).
Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 0.31% of loans, down from 0.42% a year earlier.
As of June 30, 2026, First National Bank of Pennsylvania reported a CET1 capital ratio of 11.40%, a return on assets of 1.24%, a nonperforming-loan ratio of 0.38% and a Texas ratio of 2.41%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 166 Main St, Greenville, PA 16125
- County
- Mercer
- Metro Area
- Hermitage, PA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- February 4, 1864
- Former names
- First National Bank of Mercer County (1963-1992); First National Bank of Mercer County, Greenville, Pa. (1955-1963)
- Offices
- 366 domestic
- Employees (FTE)
- 4,173
- Domestic deposits
- $39.07B
- Allowance for credit losses
- $444.2M
- Net charge-offs (YTD)
- $33.5M
- Average total assets
- $50.28B
- Average total loans
- $34.99B
- Average interest-bearing deposits
- $28.76B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 7888
- Fed RSSD
- 379920
- SEC CIK
- 37808 → filed by F.N.B. CORPORATION
- Website
- www.fnb-online.com →
- Parent Holding Company
- F.N.B. CORPORATION (RSSD 3005332) · FNB
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Vincent J Delie Jr | CEO | Chairman, President, & CEO |
| Vincent J Calabrese | CFO | Chief Financial Officer |
| Gary L Guerrieri | CCO | Chief Credit Officer |
| James Orie | GC | Chief Legal Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full First National Bank of Pennsylvania terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock First National Bank of Pennsylvania, freeFirst National Bank of Pennsylvania rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.40% | 1.24% | 0.38% | 2.41% | 3.33% |
| Q1 2026 | 11.44% | 1.16% | 0.38% | 2.41% | 3.30% |
| Q4 2025 | 11.37% | 1.57% | 0.33% | 2.10% | 3.37% |
| Q3 2025 | 11.00% | 1.31% | 0.39% | 2.69% | 3.37% |
| Q2 2025 | 10.69% | 1.20% | 0.45% | 3.38% | 3.32% |
| Q1 2025 | 10.56% | 1.08% | 0.49% | 3.69% | 3.14% |
| Q4 2024 | 10.41% | 1.00% | 0.50% | 3.97% | 3.13% |
| Q3 2024 | 10.34% | 1.00% | 0.41% | 3.23% | 3.16% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 358 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Northside Pittsburgh Branch | Pittsburgh , PA | 15212 | $3.34B |
| North Second Street Branch | Harrisburg , PA | 17101 | $1.02B |
| Charlotte Uptown Branch | Charlotte , NC | 28202 | $559.4M |
| State Street Branch | Erie , PA | 16501 | $521.4M |
| One Oliver Plaza Branch | Pittsburgh , PA | 15222 | $427.1M |
| Hermitage Square Branch | Hermitage , PA | 16148 | $359.1M |
| Lexington Main Branch | Lexington , NC | 27292 | $314.4M |
| Timonium Square Branch | Timonium , MD | 21093 | $312.0M |
| Chippewa Branch | Beaver Falls , PA | 15010 | $307.9M |
| Hollidaysburg Downtown Branch | Hollidaysburg , PA | 16648 | $285.5M |
| East Hills Branch | Johnstown , PA | 15904 | $279.6M |
| West 8th Street | Erie , PA | 16505 | $278.4M |
| Williamson Road Branch | Mooresville , NC | 28117 | $267.5M |
| Allen Street Branch | State College , PA | 16801 | $266.2M |
| New Castle Branch | New Castle , PA | 16103 | $262.8M |
| Blowing Rock Road Branch | Boone , NC | 28607 | $260.2M |
| Uniontown Branch | Uniontown , PA | 15401 | $258.0M |
| University Circle Branch | Cleveland , OH | 44106 | $256.4M |
| Mt. Jefferson Branch | West Jefferson , NC | 28694 | $249.2M |
| Bestgate | Annapolis , MD | 21401 | $244.7M |
| Lititz Pike Branch | Lancaster , PA | 17601 | $243.7M |
| Camp Hill Mall Branch | Camp Hill , PA | 17011 | $238.1M |
| Dundalk Branch | Dundalk , MD | 21222 | $223.4M |
| Hampden Center Branch | Mechanicsburg , PA | 17050 | $220.1M |
| White Marsh Branch | Nottingham , MD | 21236 | $219.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 12, 2022 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 10, 2022 | Structure Change | Acquired Union Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 5, 2022 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 5, 2022 | Structure Change | Acquired Howard Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 11, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 11, 2017 | Structure Change | Acquired Yadkin Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 13, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 13, 2016 | Structure Change | Acquired Metro Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 1, 2015 | Structure Change | Acquired Fnbpa Investments Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 20, 2014 | Structure Change | Acquired OBA Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 19, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 15, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 15, 2014 | Structure Change | Acquired Baltimore County Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 12, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 12, 2013 | Structure Change | Acquired Park View Federal Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 6, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 6, 2013 | Structure Change | Acquired BankAnnapolis Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2012 | Structure Change | Acquired Parkvale Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2011 | Structure Change | Acquired Community Bank & Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 26, 2009 | Structure Change | Acquired First National Building Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 16, 2008 | Structure Change | Acquired Iron and Glass Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 15, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2008 | Structure Change | Acquired Omega Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 27, 2006 | Structure Change | Acquired The Legacy Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 26, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 8, 2005 | Structure Change | Acquired The National Bank of North East Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 7, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 19, 2005 | Structure Change | Acquired NorthSide Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 18, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 9, 2004 | Structure Change | Acquired The First National Bank of Slippery Rock Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 8, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 22, 2004 | Structure Change | Acquired Infitech, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 31, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 2003 | Structure Change | Acquired First National Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 8, 2002 | Structure Change | Acquired Metropolitan National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 8, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 16, 2002 | Structure Change | Acquired Promistar Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 15, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 17, 2001 | Structure Change | Acquired Reeves Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 16, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 14, 1996 | Structure Change | Acquired Dollar Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 14, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 10, 1964 | Structure Change | Acquired First National Bank of West Middlesex Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 46 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for First National Bank of Pennsylvania, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 2 against the institution (OCC); 1 against individuals associated with it
- June 9, 2015, OCC: Civil Money Penalty (CMP): First National Bank of Pennsylvania
- March 23, 1993, OCC: Formal Agreement: First National Bank Of Pennsylvania
- Period: Most recent institution action June 9, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 4.2% of deposits in PA, rank 5 of 148 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 26,278 applications, 15,800 loans originated, $4.74B originated, across 20 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 164 loans, $161.6M approved, $985K average. 0.61% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 115 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows First National Bank of Pennsylvania’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare First National Bank of Pennsylvania with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about First National Bank of Pennsylvania
What are First National Bank of Pennsylvania's total assets?
As of the Q2 2026 filing, First National Bank of Pennsylvania reported total assets of $50.80 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank of Pennsylvania headquartered?
First National Bank of Pennsylvania is headquartered in Greenville, PA, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was First National Bank of Pennsylvania founded?
First National Bank of Pennsylvania was established in 1864, per the FDIC institution directory.
Is First National Bank of Pennsylvania FDIC-insured?
Yes. First National Bank of Pennsylvania is an FDIC-insured commercial bank (FDIC Certificate #7888). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank of Pennsylvania?
First National Bank of Pennsylvania's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First National Bank of Pennsylvania's CET1 capital ratio?
First National Bank of Pennsylvania reported a Common Equity Tier 1 (CET1) capital ratio of 11.40% in its Q2 2026 call report, above regulatory requirements.
How many branches does First National Bank of Pennsylvania operate?
First National Bank of Pennsylvania operates 366 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First National Bank of Pennsylvania's Texas Ratio?
First National Bank of Pennsylvania's Texas Ratio is 2.41% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was First National Bank of Pennsylvania previously called?
The charter now named First National Bank of Pennsylvania has also operated as First National Bank of Mercer County (1963-1992), First National Bank of Mercer County, Greenville, Pa. (1955-1963), per FDIC structure-change records.
Go deeper on First National Bank of Pennsylvania.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock First National Bank of Pennsylvania, freeFree account