Abacus Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Abacus Federal Savings Bank of New York, NY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.29% | 1.34% | -1.05% | 8th bottom |
| ROAE | 1.63% | 13.32% | -11.69% | 7th bottom |
| Net Interest Margin | 4.44% | 3.93% | +0.51% | 77th top |
| Efficiency Ratio | 91.49% | 61.13% | +30.36% | 5th bottom |
| PPNR / Avg Assets | 0.41% | 1.68% | -1.27% | 7th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.59% | 5.67% | -0.08% | 50th above |
| Cost of Funds | 1.38% | 1.88% | -0.50% | 76th top |
| Net Interest Spread | 3.50% | 3.32% | +0.18% | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.58% | 0.94% | -0.36% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.50% | 0.70% | -0.20% | 38th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.19% | 1.28% | -0.09% | 49th below |
| ACL / NPLs (Coverage) | 205.08% | 1539.13% | -1334.05% | 49th below |
| Texas Ratio | 2.68% | 7.33% | -4.65% | 56th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 33.96% | 19.49% | +14.47% | 95th top |
| Tier 1 Ratio | 33.96% | 19.53% | +14.43% | 95th top |
| Total Capital Ratio | 35.26% | 20.61% | +14.65% | 95th top |
| Leverage Ratio | 16.32% | 12.14% | +4.18% | 91st top |
| Equity / Assets | 17.83% | 11.37% | +6.46% | 94th top |
| TCE / Tangible Assets | 17.83% | 11.09% | +6.74% | 95th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.98% | 80.63% | +14.35% | 19th bottom |
| Core Deposit Ratio | 93.61% | 86.86% | +6.75% | 77th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.18% | 6.85% | -9.03% | 10th bottom |
| Loan Growth (Y/Y) | -1.86% | 7.91% | -9.77% | 16th bottom |
| Deposit Growth (Y/Y) | -2.86% | 6.29% | -9.15% | 11th bottom |
See Abacus Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Abacus Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Abacus Federal Savings Bank profile, how to read a UBPR, or how this data updates.