Branch Network
Adirondack Bank Locations & Branches Utica, New York
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Adirondack Bank operates 19 branches from its headquarters in Utica, NY, .
Adirondack Bank branch network
All 19 branches are in NEW YORK, across 15 cities. Utica, NY has the most of its branches, 3. Its largest office by deposits is its main office in Utica, NY, with $230.8M (24.9% of its branch deposits). It had the same number of branches on June 30, 2025.
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Utica, NY (3 branches) | 2 of 7 | 16.7% | $316.9M |
| State: NY (19 branches) | 82 of 176 | <0.1% | $928.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Adirondack Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Oneida, NY (9 branches) | 5 of 9 | 12.5% | $605.7M | $4.83B |
| Herkimer, NY (5 branches) | 2 of 6 | 29.2% | $237.7M | $814.0M |
| Franklin, NY (2 branches) | 4 of 6 | 5.6% | $41.0M | $737.4M |
| Essex, NY (2 branches) | 5 of 5 | 4.0% | $33.8M | $855.5M |
| Clinton, NY (1 branch) | 7 of 8 | 0.5% | $10.3M | $2.10B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Utica-Rome, NY (14 branches) | 3 of 9 | 15.0% | $843.4M | $5.64B |
| Malone, NY (2 branches) | 4 of 6 | 5.6% | $41.0M | $737.4M |
| Plattsburgh, NY (1 branch) | 7 of 8 | 0.5% | $10.3M | $2.10B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Adirondack Bank (main office) | Utica, NY | 13501 | $230.8M |
| Herkimer Branch | Herkimer, NY | 13350 | $89.2M |
| Utica Branch | Utica, NY | 13501 | $86.1M |
| Oriskany Boulevard Branch | Whitesboro, NY | 13492 | $75.2M |
| Holland Patent Branch | Holland Patent, NY | 13354 | $65.3M |
| Sylvan Beach Branch | Sylvan Beach, NY | 13157 | $50.7M |
| Ilion Branch | Ilion, NY | 13357 | $49.1M |
| Boonville Branch | Boonville, NY | 13309 | $37.5M |
| Old Forge Branch | Old Forge, NY | 13420 | $36.5M |
| Saranac Branch | Saranac Lake, NY | 12983 | $34.9M |
| Rome Branch | Rome, NY | 13440 | $34.9M |
| Little Falls Branch | Little Falls, NY | 13365 | $33.2M |
| Cold Brook Plaza East Branch | Lake Placid, NY | 12946 | $31.7M |
| Mohawk Branch | Mohawk, NY | 13407 | $29.7M |
| New Hartford Branch | New Hartford, NY | 13413 | $25.1M |
| Plattsburgh Branch | Plattsburgh, NY | 12901 | $10.3M |
| Church Street Extension Branch | Saranac Lake, NY | 12983 | $6.1M |
| Lake Placid Downtown Branch | Lake Placid, NY | 12946 | $2.2M |
| Charlotte Street Branch | Utica, NY | 13501 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28380) · FFIEC NIC profile (RSSD 101671)