Branch Network
American Bank N.A. Locations & Branches Waco, Texas
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American Bank N.A. operates 4 branches from its headquarters in Waco, TX, .
American Bank N.A. branch network
All 4 branches are in TEXAS. Its largest office by deposits is the American Bank, National Association office in Waco, TX, with $331.5M (59.5% of its branch deposits). It had the same number of branches on June 30, 2025.
American Bank N.A. at a glance
Its CET1 capital ratio was 14.59% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $625.2M
- CET1 ratio, Q2 2026
- 14.59%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1982
Full financial profile · Is American Bank N.A. safe? · American Bank N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Waco, TX (4 branches) | 5 of 21 | 8.6% | $557.1M |
| State: TX (4 branches) | 176 of 441 | <0.1% | $557.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
American Bank N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mclennan, TX (4 branches) | 7 of 22 | 6.8% | $557.1M | $8.23B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Waco, TX (4 branches) | 7 of 26 | 6.5% | $557.1M | $8.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| American Bank, National Association | Waco, TX | 76712 | $331.5M |
| Bellmead Branch | Waco, TX | 76705 | $105.5M |
| Downtown Branch | Waco, TX | 76701 | $96.4M |
| Woodway Branch | Waco, TX | 76712 | $23.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 23886) · FFIEC NIC profile (RSSD 307361)