Bank call report · Waco, TX
American Bank N.A. Call Report
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American Bank N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 298 reported line items, schedule by schedule (767 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 307361 |
| FDIC certificate number | 23886 |
| Total assets | $625.2M |
Official Q2 2026 call report PDF (FFIEC) →
American Bank N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · American Bank N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $625.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $625.2M |
| Total Liabilities and Minority Interest | RCON2948 | $559.3M |
| Total Deposits | RCON2200 | $557.1M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $486.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $480.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $413.5M |
| Deposits: Noninterest-bearing | RCON6631 | $143.6M |
| Interest-bearing Balances | RCON0071 | $76.3M |
| Total Equity Capital | RCON3210 | $65.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $65.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $59.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $27.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $16.5M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $11.4M |
| Held-to-maturity Securities, Total | RCON1754 | $11.4M |
| Other Assets | RCON2160 | $6.8M |
| Surplus | RCON3839 | $6.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $6.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.5M |
| Other Liabilities, Total | RCON2930 | $2.2M |
| Common Stock | RCON3230 | $2.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.6M |
Schedule RI: Income Statement (36 items)
About Schedule RI · American Bank N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $17.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $15.1M |
| Net Interest Income | RIAD4074 | $12.3M |
| Total Noninterest Expense | RIAD4093 | $7.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $7.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $5.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $5.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.1M |
| Net Income (Loss) | RIAD4340 | $5.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $5.1M |
| Total Interest Expense | RIAD4073 | $4.8M |
| Salaries and Employee Benefits | RIAD4135 | $4.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.2M |
| Other Noninterest Expense | RIAD4092 | $2.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $926K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $922K |
| Total Noninterest Income | RIAD4079 | $774K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $633K |
| Other Noninterest Income | RIADB497 | $534K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $240K |
| Other Interest Income | RIAD4518 | $220K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $202K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $145K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $138K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $136K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $101K |
| Interest on Other Securities | RIAD4060 | $96K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $84K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $66K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $65K |
| Provision for Loan and Lease Losses | RIAD4230 | $60K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $57K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 80 |
Schedule RC-B: Securities (19 items)
About Schedule RC-B · American Bank N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $29.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $20.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $19.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $17.1M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $11.4M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $10.8M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $10.8M |
| Pledged Securities | RCON0416 | $9.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $9.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $8.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $7.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $5.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $3.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $1.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $509K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $202K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $110K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · American Bank N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $486.2M |
| Pledged Loans and Leases | RCONG378 | $219.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $172.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $112.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $99.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $97.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $89.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $79.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $64.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $64.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $57.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $56.4M |
| Commercial and Industrial Loans | RCON1766 | $51.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $42.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $37.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $32.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $22.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $21.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $17.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $14.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $11.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $9.9M |
| Real Estate Loans Secured by Farmland | RCON1420 | $9.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $6.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $6.3M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $2.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $736K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $708K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $244K |
| Unearned Income on Loans | RCON2123 | $220K |
| Other Loans | RCONJ464 | $102K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (21 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $34.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $15.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $5.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $956K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $368K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $217K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $133K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 130 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 87 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 58 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 54 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 26 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 8 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 7 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · American Bank N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $366.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $328.0M |
| Total Transaction Accounts | RCON2215 | $190.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $188.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $179.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $142.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $72.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $59.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $55.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $42.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $36.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $36.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $29.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $27.5M |
| Total reciprocal deposits | RCONJH83 | $24.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $17.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $13.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $11.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $9.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $8.9M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $7.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $7.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $3.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.1M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $1.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $426K |
| All Other Liabilities | RCON2938 | $368K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $308K |
| Operating lease liabilities | RCONLB56 | $177K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · American Bank N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $621.2M |
| Quarterly Average of Total Loans | RCON3360 | $485.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $253.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $238.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $185.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $72.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $58.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $48.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $47.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $43.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $18.7M |
| All Other Securities | RCONB560 | $11.6M |
| Mortgage-backed Securities | RCONB559 | $9.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · American Bank N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $85.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $85.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $32.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $24.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $17.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $5.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.9M |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $1.0M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $841K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · American Bank N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.4M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · American Bank N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $49K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $49K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $27K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $24K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $14K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $8K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · American Bank N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $621.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $557.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $316.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $235.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $67.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $707K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 11,548 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 384 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 141 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · American Bank N.A. regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · American Bank N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $621.2M |
| Average total consolidated assets | RCOAKW03 | $621.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $462.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $73.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $67.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $67.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $67.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $65.9M |
| Retained Earnings | RCOAKW00 | $59.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $8.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $5.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $5.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $5.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.6M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1584 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1459 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1459 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1086 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0784 |
Schedule RC-R, Part II: Risk-Weighted Assets (49 items)
About Schedule RC-R, Part II · American Bank N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $462.4M |
| Total Risk-weighted Assets | RCONG641 | $462.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $336.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $336.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $307.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $282.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $278.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $182.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $175.2M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $175.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $175.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $97.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $97.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $87.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $82.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $72.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $41.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $40.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $32.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $31.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $31.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $27.5M |
| Total All Other Assets | RCOND981 | $23.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $21.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $21.4M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $21.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $21.3M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $21.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $20.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $20.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $20.0M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $11.4M |
| Total Held-to-maturity Securities | RCOND961 | $11.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $10.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $8.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $8.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $8.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$7.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $7.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $6.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $4.3M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.6M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.1M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $841K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $841K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $841K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $282K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $116K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $8K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $65.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $62.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $62.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.5M |
| Other Comprehensive Income | RIADB511 | -$521K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · American Bank N.A. charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · American Bank N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $5.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $5.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $78K |
American Bank N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the American Bank N.A. call report?
The American Bank N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does American Bank N.A. file?
American Bank N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the American Bank N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: American Bank N.A. has Federal Reserve RSSD ID 307361 and FDIC certificate number 23886. Either one finds its filings on the FFIEC Central Data Repository.
How often does American Bank N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
American Bank N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 23886) · FFIEC NIC profile (RSSD 307361)