American Momentum Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.79 percentage points higher than in Q1 2026, at 95.53%. Within Texas, American Momentum Bank is 46th of 346 on loan-to-deposit ratio, 91.36% as of Q2 2026, above the middle of the field. American Momentum Bank reported 91.36% on loan-to-deposit ratio for Q2 2026, 3.16 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $395.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $642.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.36% |
| Net loans and leases to deposits | 90.30% |
| Loans and leases to core deposits | 95.53% |
| Core deposits to total deposits | 95.64% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.22% | 95.70% | $0 | $0 |
| Q4 2023 | 91.03% | 95.69% | $0 | $0 |
| Q1 2024 | 93.21% | 95.86% | $0 | $0 |
| Q2 2024 | 94.24% | 96.17% | $0 | $0 |
| Q3 2024 | 91.41% | 96.07% | $0 | $0 |
| Q4 2024 | 89.24% | 96.28% | $0 | $0 |
| Q1 2025 | 90.21% | 96.19% | $0 | $0 |
| Q2 2025 | 91.75% | 95.86% | $0 | $0 |
| Q3 2025 | 92.26% | 95.73% | $0 | $0 |
| Q4 2025 | 87.64% | 95.75% | $0 | $0 |
| Q1 2026 | 85.77% | 95.57% | $0 | $0 |
| Q2 2026 | 91.36% | 95.64% | $0 | $0 |
American Momentum Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock American Momentum Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full American Momentum Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58309) · FFIEC NIC profile (RSSD 3447576)