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Ameris Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

The standout move of Q2 2026 was in Accumulated other comprehensive income: 1018.4% lower than in Q1 2026, at -$16.5M. Ameris Bank has the highest total assets of the 122 banks headquartered in Georgia, $28.42B as of Q2 2026. The median for banks in the $10B-100B asset tier is $22.46B on total assets. Ameris Bank sits 27% higher, at $28.42B (Q2 2026).

Assets

Assets for Ameris Bank, Q2 2026
Line item Q2 2026
Total assets $28.42B
Cash and balances due from depository institutions $1.20B
Total securities $2.67B
Fed funds sold and reverse repos $0
Net loans and leases $22.30B
Loans held for sale $482.2M
Trading account assets $7.2M
Premises and fixed assets $261.2M
Other real estate owned $4.0M
Goodwill and other intangibles $1.13B
All other assets $853.2M

Liabilities

Liabilities for Ameris Bank, Q2 2026
Line item Q2 2026
Total liabilities $24.35B
Total deposits $22.69B
Fed funds purchased and repos $0
Trading liabilities $7.3M
Other borrowed money $1.25B
Subordinated notes and debentures $0
All other liabilities $400.0M

Equity capital

Equity capital for Ameris Bank, Q2 2026
Line item Q2 2026
Total equity capital $4.07B
Common stock $750K
Common stock surplus $2.32B
Retained earnings $1.76B
Preferred stock and surplus $0
Accumulated other comprehensive income -$16.5M
Total liabilities and equity capital $28.42B

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, Ameris Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $25.61B $22.11B $20.29B $1.57B $1.55B
Q4 2023 $25.11B $21.57B $20.24B $1.54B $1.17B
Q1 2024 $25.58B $21.96B $20.64B $1.56B $1.18B
Q2 2024 $26.43B $22.71B $21.23B $1.68B $1.35B
Q3 2024 $26.31B $22.51B $21.18B $1.60B $1.36B
Q4 2024 $26.18B $22.38B $20.93B $1.84B $1.22B
Q1 2025 $26.43B $22.53B $20.91B $2.12B $1.29B
Q2 2025 $26.60B $22.68B $21.24B $2.05B $1.17B
Q3 2025 $27.01B $23.01B $21.52B $2.33B $1.04B
Q4 2025 $27.43B $23.36B $21.79B $2.41B $1.09B
Q1 2026 $28.02B $23.97B $21.97B $2.55B $1.33B
Q2 2026 $28.42B $24.35B $22.30B $2.67B $1.20B

Ameris Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

Unlock Ameris Bank, free

Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ameris Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 20504) · FFIEC NIC profile (RSSD 764030)