Arlington State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Total equity capital rose 5.8% from Q1 2026 to Q2 2026, ending at $3.5M against $3.3M. It was the largest change among the key lines on this page. Arlington State Bank ranks 22nd of 162 Minnesota banks on CET1 ratio, in the upper half at 23.17% (Q2 2026). Arlington State Bank reported 23.17% on CET1 ratio for Q2 2026, 3.21 points above the 19.96% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 23.17% |
| Tier 1 risk-based capital ratio | 23.17% |
| Total risk-based capital ratio | 23.98% |
| Tier 1 leverage ratio | 10.13% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $5.9M |
| Tier 1 capital | $5.9M |
| Total risk-based capital | $6.1M |
| Total equity capital | $3.5M |
| Risk-weighted assets | $25.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.10% |
| Tangible equity to tangible assets | 6.10% |
| Equity capital to average assets | 5.95% |
| Internal capital growth rate | 2.08% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $175K |
| Common stock surplus | $3.3M |
| Retained earnings | $2.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 23.05% | 23.05% | 24.30% | 10.06% | $26.4M |
| Q4 2023 | 22.96% | 22.96% | 24.21% | 10.08% | $26.5M |
| Q1 2024 | 23.96% | 23.96% | 25.21% | 9.37% | $24.4M |
| Q2 2024 | 24.44% | 24.44% | 25.69% | 9.65% | $24.1M |
| Q3 2024 | 24.72% | 24.72% | 25.98% | 9.32% | $23.9M |
| Q4 2024 | 24.38% | 24.38% | 25.63% | 9.61% | $24.4M |
| Q1 2025 | 25.91% | 25.91% | 26.85% | 9.88% | $23.3M |
| Q2 2025 | 25.23% | 25.23% | 26.15% | 9.90% | $23.8M |
| Q3 2025 | 23.93% | 23.93% | 24.80% | 10.32% | $25.1M |
| Q4 2025 | 23.41% | 23.41% | 24.23% | 10.61% | $25.8M |
| Q1 2026 | 22.73% | 22.73% | 23.56% | 10.20% | $25.8M |
| Q2 2026 | 23.17% | 23.17% | 23.98% | 10.13% | $25.4M |
Arlington State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Arlington State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arlington State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1391) · FFIEC NIC profile (RSSD 270353)