Arlington State Bank: Income and Expense
Data as of · Call Report Schedule RI How we update
Arlington State Bank reported all 18 line items on this page on its Q2 2026 filing. Net income was $17K in Q2 2026, down 75.0% from $68K in Q2 2025.
What the income and expense page covers and where each line comes from.
The biggest quarter-over-quarter change on this page was a small one: Net interest margin edged up 0.10 percentage points between Q1 2026 and Q2 2026, to 2.75%. On return on assets, Arlington State Bank is 8th from the bottom among 221 Minnesota banks, 0.12% (Q2 2026). Arlington State Bank's return on assets of 0.12% is well below the 1.00% median for banks in the < $100M asset tier, a gap of 0.88 points (Q2 2026).
Net income
| Line item | Q2 2026 |
|---|---|
| Net income | $17K |
| Return on assets | 0.12% |
| Return on equity | 2.02% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $311K |
| Total interest expense | $129K |
| Interest expense on deposits | $129K |
| Net interest margin | 2.75% |
Noninterest income and expense
| Line item | Q2 2026 |
|---|---|
| Total noninterest expense | $372K |
| Salaries and general administrative expense | $274K |
| Amortization of intangibles | $0 |
| Other noninterest expense | $98K |
| Efficiency ratio | 94.34% |
Productivity
| Line item | Q2 2026 |
|---|---|
| Assets per employee | $5.7M |
| Revenue per employee | $156K |
| Full-time equivalent employees | 10 |
Credit costs and securities results
| Line item | Q2 2026 |
|---|---|
| Provision for credit losses | $0 |
| Provision expense to average assets | 0.00% |
| Realized gain/(loss) on securities | $0 |
Income and Expense trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Each bar is that quarter alone, not a year-to-date total.
Lower is better: it is expense as a share of revenue.
Income and Expense by quarter
| Quarter | Net income | Return on assets | Return on equity | Efficiency ratio |
|---|---|---|---|---|
| Q3 2023 | $109K | 0.72% | 48.61% | 72.25% |
| Q4 2023 | $26K | 0.17% | 7.87% | 85.80% |
| Q1 2024 | $47K | 0.30% | 9.68% | 86.33% |
| Q2 2024 | $49K | 0.32% | 11.59% | 85.23% |
| Q3 2024 | $20K | 0.13% | 3.68% | 90.43% |
| Q4 2024 | $41K | 0.27% | 7.04% | 82.84% |
| Q1 2025 | $85K | 0.56% | 15.29% | 112.54% |
| Q2 2025 | $68K | 0.45% | 10.16% | 85.85% |
| Q3 2025 | $10K | 0.07% | 1.30% | 95.97% |
| Q4 2025 | $40K | 0.28% | 4.63% | 88.15% |
| Q1 2026 | $21K | 0.15% | 2.43% | 92.99% |
| Q2 2026 | $17K | 0.12% | 2.02% | 94.34% |
Arlington State Bank income and expense, all the way back
Income and Expense back to 2001 · peer percentiles on every line item · Excel export
Unlock Arlington State Bank, freeSource: Call Report Schedule RI, Q2 2026. How these pages are built. See the full Arlington State Bank profile, peer group comparison, or how this data updates.
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