Arlington State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Arlington State Bank of Arlington, MN against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.12% | 0.85% | -0.73% | 14th bottom |
| ROAE | 2.02% | 5.23% | -3.21% | 17th bottom |
| Net Interest Margin | 2.75% | 3.94% | -1.19% | 9th bottom |
| Efficiency Ratio | 94.34% | 76.13% | +18.21% | 14th bottom |
| PPNR / Avg Assets | 0.12% | — | — | 11th bottom |
| Yield on Earning Assets | 3.68% | 5.42% | -1.74% | 7th bottom |
| Cost of Funds | 0.99% | 1.69% | -0.70% | 79th top |
| Net Interest Spread | 2.27% | — | — | 14th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.12% | 1.23% | +0.89% | 19th bottom |
| NPA / Total Assets | 0.75% | — | — | 28th below |
| NCO / Avg Loans | 0.14% | 0.11% | +0.03% | 13th bottom |
| ACL / Total Loans | 1.03% | — | — | 31st below |
| ACL / NPLs (Coverage) | 48.46% | — | — | 19th bottom |
| Texas Ratio | 11.55% | 7.23% | +4.32% | 15th bottom |
| Provision / NCO | 0.00% | — | — | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 23.17% | 25.12% | -1.95% | 52nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 23.17% | 25.12% | -1.95% | 52nd above |
| Total Capital Ratio | 23.98% | — | — | 51st above |
| Leverage Ratio | 10.13% | 14.13% | -4.00% | 19th bottom |
| Equity / Assets | 6.10% | 13.07% | -6.97% | 3rd bottom |
| TCE / Tangible Assets | 6.10% | — | — | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 37.90% | 68.58% | -30.68% | 86th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.57% | 88.79% | +0.78% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.38% | — | — | 21st bottom |
| Loan Growth (Y/Y) | 10.36% | — | — | 77th top |
| Deposit Growth (Y/Y) | -2.41% | — | — | 20th bottom |
See Arlington State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Arlington State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Arlington State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Arlington State Bank peer analysis.