Auburnbank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Auburnbank of Auburn, AL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.91% | 1.44% | -0.53% | 24th bottom |
| ROAE | 10.41% | 12.51% | -2.10% | 35th below |
| Net Interest Margin | 3.33% | 3.84% | -0.51% | 28th below |
| Efficiency Ratio | 67.84% | 58.86% | +8.98% | 25th below |
| PPNR / Avg Assets | 1.06% | 1.78% | -0.72% | 17th bottom |
| Yield on Earning Assets | 4.44% | 5.72% | -1.28% | 6th bottom |
| Cost of Funds | 1.15% | 2.03% | -0.88% | 91st top |
| Net Interest Spread | 2.90% | 3.18% | -0.28% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.97% | -0.96% | 96th top |
| NPA / Total Assets | 0.01% | 0.75% | -0.74% | 96th top |
| NCO / Avg Loans | -0.01% | 0.31% | -0.32% | 93rd top |
| ACL / Total Loans | 1.13% | 1.25% | -0.12% | 47th below |
| ACL / NPLs (Coverage) | 10290.62% | 688.19% | +9602.43% | — |
| Texas Ratio | 0.07% | 7.17% | -7.10% | 96th top |
| Provision / NCO | -54.86% | 815.68% | -870.54% | 6th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.26% | 17.41% | -1.15% | 79th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.26% | 17.45% | -1.19% | 79th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.24% | 18.50% | -1.26% | 79th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.65% | 11.60% | -0.95% | 54th above |
| Equity / Assets | 8.38% | 11.33% | -2.95% | 11th bottom |
| TCE / Tangible Assets | 8.38% | 10.65% | -2.27% | 17th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 58.59% | 86.38% | -27.79% | 94th top |
| Core Deposit Ratio | 91.69% | 85.55% | +6.14% | 66th above |
| Uninsured Deposit Ratio | 38.41% | 32.70% | +5.71% | 31st below |
| Wholesale Funding Ratio | 0.01% | 5.46% | -5.45% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.47% | 10.46% | -4.99% | 52nd above |
| Loan Growth (Y/Y) | 3.09% | 8.00% | -4.91% | 35th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.29% | 7.98% | -2.69% | 53rd above |
See Auburnbank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Auburnbank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Auburnbank profile, how to read a UBPR, or how this data updates.