Axiom Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings climbed 11.8% in Q2 2026, from $6.5M to $7.2M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.69% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $88.4M |
| Tier 1 capital | $88.4M |
| Total risk-based capital | — |
| Total equity capital | $89.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.17% |
| Tangible equity to tangible assets | 12.17% |
| Equity capital to average assets | 11.75% |
| Internal capital growth rate | 3.45% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $298K |
| Common stock surplus | $82.8M |
| Retained earnings | $7.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.82% | 14.82% | 15.95% | 10.87% | $587.5M |
| Q4 2023 | 14.24% | 14.24% | 15.40% | 10.72% | $617.0M |
| Q1 2024 | 13.57% | 13.57% | 14.83% | 10.58% | $653.6M |
| Q2 2024 | 13.38% | 13.38% | 14.58% | 10.55% | $677.5M |
| Q3 2024 | 13.41% | 13.41% | 14.63% | 11.03% | $681.8M |
| Q4 2024 | 13.86% | 13.86% | 15.11% | 10.80% | $656.0M |
| Q1 2025 | 14.37% | 14.37% | 15.62% | 10.68% | $637.7M |
| Q2 2025 | 14.64% | 14.64% | 15.89% | 10.99% | $623.9M |
| Q3 2025 | 15.40% | 15.40% | 16.65% | 10.98% | $588.3M |
| Q4 2025 | — | — | — | 11.33% | — |
| Q1 2026 | — | — | — | 11.06% | — |
| Q2 2026 | — | — | — | 11.69% | — |
Axiom Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Axiom Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Axiom Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31390) · FFIEC NIC profile (RSSD 408875)