Axiom Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Axiom Bank, N.A. of Maitland, FL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.40% | 1.35% | -0.95% | 10th bottom |
| ROAE | 3.44% | 12.06% | -8.62% | 10th bottom |
| Net Interest Margin | 4.29% | 3.90% | +0.39% | 70th above |
| Efficiency Ratio | 106.20% | 63.13% | +43.07% | 2nd bottom |
| PPNR / Avg Assets | -0.31% | 1.64% | -1.95% | 2nd bottom |
| Yield on Earning Assets | 6.20% | 5.65% | +0.55% | 77th top |
| Cost of Funds | 2.10% | 1.85% | +0.25% | 32nd below |
| Net Interest Spread | 2.88% | 3.35% | -0.47% | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.92% | -0.86% | 77th top |
| NPA / Total Assets | 0.04% | 0.67% | -0.63% | 78th top |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 83rd top |
| ACL / Total Loans | 0.86% | 1.28% | -0.42% | 14th bottom |
| ACL / NPLs (Coverage) | 1353.63% | 1645.26% | -291.63% | — |
| Texas Ratio | 0.34% | 7.15% | -6.81% | 83rd top |
| Provision / NCO | -52550.00% | 1221.67% | -53771.67% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.69% | 12.46% | -0.77% | 61st above |
| Equity / Assets | 12.17% | 11.67% | +0.50% | 72nd above |
| TCE / Tangible Assets | 12.17% | 11.40% | +0.77% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.47% | 78.64% | -0.17% | 54th above |
| Core Deposit Ratio | 80.11% | 87.10% | -6.99% | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -11.61% | 6.48% | -18.09% | 1st bottom |
| Loan Growth (Y/Y) | -9.60% | 7.65% | -17.25% | 3rd bottom |
| Deposit Growth (Y/Y) | -8.99% | 6.03% | -15.02% | 3rd bottom |
See Axiom Bank, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Axiom Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Axiom Bank, N.A. profile, how to read a UBPR, or how this data updates.