Bank of Dickson: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 31.4% in Q2 2026, from $16.8M to $22.0M. It was the largest change from Q1 2026 among the key lines here. Within Tennessee, Bank of Dickson is 94th of 109 on loan-to-deposit ratio, 66.09% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Dickson sits 14.75 points lower, at 66.09% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $112.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.09% |
| Net loans and leases to deposits | 65.39% |
| Loans and leases to core deposits | 71.79% |
| Core deposits to total deposits | 92.06% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 69.83% | 95.60% | $0 | $18.0M |
| Q4 2023 | 68.47% | 95.20% | $0 | $11.0M |
| Q1 2024 | 66.39% | 94.79% | $0 | $6.0M |
| Q2 2024 | 67.25% | 94.58% | $0 | $6.0M |
| Q3 2024 | 67.08% | 94.53% | $0 | $0 |
| Q4 2024 | 69.54% | 94.31% | $0 | $3.0M |
| Q1 2025 | 66.56% | 93.93% | $0 | $0 |
| Q2 2025 | 67.38% | 92.15% | $0 | $0 |
| Q3 2025 | 66.88% | 91.84% | $0 | $0 |
| Q4 2025 | 69.92% | 91.46% | $0 | $0 |
| Q1 2026 | 67.64% | 91.80% | $0 | $0 |
| Q2 2026 | 66.09% | 92.06% | $0 | $0 |
Bank of Dickson liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Dickson, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Dickson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17327) · FFIEC NIC profile (RSSD 638131)