Bank of Dickson: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Dickson of Dickson, TN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.77% | 1.34% | -0.57% | 21st bottom |
| ROAE | 7.97% | 13.32% | -5.35% | 25th below |
| Net Interest Margin | 3.36% | 3.93% | -0.57% | 22nd bottom |
| Efficiency Ratio | 70.49% | 61.14% | +9.35% | 27th below |
| PPNR / Avg Assets | 0.99% | 1.68% | -0.69% | 20th bottom |
| Yield on Earning Assets | 4.47% | 5.67% | -1.20% | 8th bottom |
| Cost of Funds | 1.24% | 1.88% | -0.64% | 83rd top |
| Net Interest Spread | 2.83% | 3.32% | -0.49% | 26th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.94% | -0.79% | 68th above |
| NPA / Total Assets | 0.09% | 0.70% | -0.61% | 71st above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 78th top |
| ACL / Total Loans | 1.05% | 1.28% | -0.23% | 32nd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 681.58% | 1538.94% | -857.36% | 77th top |
| Texas Ratio | 0.88% | 7.33% | -6.45% | 74th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.53% | 12.14% | -0.61% | 58th above |
| Equity / Assets | 9.76% | 11.37% | -1.61% | 40th below |
| TCE / Tangible Assets | 9.76% | 11.09% | -1.33% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.09% | 80.64% | -14.55% | 76th top |
| Core Deposit Ratio | 92.06% | 86.86% | +5.20% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.38% | 6.85% | -3.47% | 42nd below |
| Loan Growth (Y/Y) | 0.63% | 7.90% | -7.27% | 25th below |
| Deposit Growth (Y/Y) | 2.61% | 6.29% | -3.68% | 40th below |
See Bank of Dickson's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Dickson, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Dickson profile, how to read a UBPR, or how this data updates.