The Bank of Edison: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Edison of Edison, GA against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 2.33% | 3.13% | -0.80% | 88th top |
| ROAE | 40.33% | 10.23% | +30.10% | 98th top |
| Net Interest Margin | 4.16% | 3.94% | +0.22% | 62nd above |
| Efficiency Ratio | 63.49% | 76.34% | -12.85% | 64th above |
| PPNR / Avg Assets | 2.60% | 1.40% | +1.20% | 91st top |
| Yield on Earning Assets | 6.10% | 5.35% | +0.75% | 79th top |
| Cost of Funds | 2.05% | 1.70% | +0.35% | 27th below |
| Net Interest Spread | 3.29% | 3.32% | -0.03% | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.36% | 1.33% | +1.03% | 14th bottom |
| NPA / Total Assets | 1.42% | 0.71% | +0.71% | 14th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.10% | -0.03% | 17th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.47% | 1.49% | -0.02% | 65th above |
| ACL / NPLs (Coverage) | 62.07% | 867.94% | -805.87% | 25th below |
| Texas Ratio | 20.52% | 8.23% | +12.29% | 8th bottom |
| Provision / NCO | 438.10% | 289.13% | +148.97% | 90th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.27% | 62.41% | -48.14% | 18th bottom |
| Tier 1 Ratio | 14.27% | 62.41% | -48.14% | 18th bottom |
| Total Capital Ratio | 15.52% | 63.38% | -47.86% | 19th bottom |
| Leverage Ratio | 9.08% | 17.66% | -8.58% | 11th bottom |
| Equity / Assets | 6.02% | 16.47% | -10.45% | 3rd bottom |
| TCE / Tangible Assets | 6.02% | 16.22% | -10.20% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.04% | 72.86% | -8.82% | 55th above |
| Core Deposit Ratio | 82.83% | 88.29% | -5.46% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.34% | 4.26% | +0.08% | 60th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.69% | 6.75% | -0.06% | 67th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.24% | 3.72% | -0.48% | 56th above |
See The Bank of Edison's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Edison, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Edison profile, how to read a UBPR, or how this data updates.