Bank of Forest: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Forest of Forest, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.54% | 1.35% | +0.19% | 65th above |
| ROAE | 17.92% | 12.05% | +5.87% | 80th top |
| Net Interest Margin | 3.76% | 3.90% | -0.14% | 40th below |
| Efficiency Ratio | 59.40% | 63.15% | -3.75% | 56th above |
| PPNR / Avg Assets | 1.65% | 1.64% | +0.01% | 53rd above |
| Yield on Earning Assets | 5.58% | 5.65% | -0.07% | 49th below |
| Cost of Funds | 2.06% | 1.85% | +0.21% | 34th below |
| Net Interest Spread | 3.25% | 3.35% | -0.10% | 46th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.30% | 0.92% | +0.38% | 22nd bottom |
| NPA / Total Assets | 0.73% | 0.67% | +0.06% | 29th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.15% | -0.10% | 25th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 58th above |
| ACL / NPLs (Coverage) | 97.96% | 1645.80% | -1547.84% | 27th below |
| Texas Ratio | 8.95% | 7.15% | +1.80% | 25th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 370.97% | 1189.70% | -818.73% | 69th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.91% | 12.46% | -1.55% | 49th below |
| Equity / Assets | 8.66% | 11.67% | -3.01% | 22nd bottom |
| TCE / Tangible Assets | 8.46% | 11.40% | -2.94% | 22nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.92% | 78.65% | -16.73% | 81st top |
| Core Deposit Ratio | 77.36% | 87.10% | -9.74% | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.72% | 6.47% | +5.25% | 87th top |
| Loan Growth (Y/Y) | 4.50% | 7.64% | -3.14% | 45th below |
| Deposit Growth (Y/Y) | 13.87% | 6.02% | +7.85% | 90th top |
See Bank of Forest's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Forest, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Forest profile, how to read a UBPR, or how this data updates.