Bank of Frankewing: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Non-performing loans to loans: 1.09 percentage points higher than in Q1 2026, at 6.84%. Bank of Frankewing has the 4th lowest return on assets of the 109 banks headquartered in Tennessee, at 0.15% as of Q2 2026. Bank of Frankewing's return on assets of 0.15% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.11 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.25% |
| Equity capital to assets | 11.45% |
| Tangible equity to tangible assets | 11.45% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 6.84% |
| Non-performing assets ratio | 5.27% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 41.79% |
| Allowance for credit losses to loans | 1.73% |
| Reserve coverage of non-performing loans | 25.24% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.15% |
| Return on equity | 1.31% |
| Net interest margin | 4.00% |
| Efficiency ratio | 84.59% |
| Yield on earning assets | 5.81% |
| Cost of funds | 1.91% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.97% |
| Core deposits to total deposits | 88.69% |
| Brokered deposits to total deposits | 1.36% |
| Deposits to assets | 88.25% |
| Securities to assets | 7.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.46% | -3.41% | 3.58% | 3.38% | 9.16% |
| Q4 2023 | 9.62% | 0.63% | 3.83% | 5.40% | 0.81% |
| Q1 2024 | 10.06% | 0.32% | 3.83% | 5.87% | 0.01% |
| Q2 2024 | 9.74% | 0.89% | 4.06% | 4.97% | 0.57% |
| Q3 2024 | 9.57% | 0.25% | 3.73% | 5.91% | 0.07% |
| Q4 2024 | 9.40% | -1.25% | 3.90% | 6.39% | 0.94% |
| Q1 2025 | 10.11% | 0.29% | 3.96% | 6.27% | 1.06% |
| Q2 2025 | 10.02% | 0.19% | 3.82% | 6.91% | 0.00% |
| Q3 2025 | 10.26% | 0.31% | 3.64% | 7.25% | 0.25% |
| Q4 2025 | 10.46% | -0.39% | 3.76% | 5.87% | 4.18% |
| Q1 2026 | 11.11% | 0.50% | 3.71% | 5.75% | 1.82% |
| Q2 2026 | 11.25% | 0.15% | 4.00% | 6.84% | 0.02% |
Bank of Frankewing vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Frankewing, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Frankewing profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1484) · FFIEC NIC profile (RSSD 166531)