Bank of Hindman: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Hindman of Hindman, KY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.50% | 1.35% | -0.85% | 13th bottom |
| ROAE | 7.19% | 13.32% | -6.13% | 22nd bottom |
| Net Interest Margin | 2.07% | 3.93% | -1.86% | 1st bottom |
| Efficiency Ratio | 69.54% | 61.13% | +8.41% | 29th below |
| PPNR / Avg Assets | 0.59% | 1.68% | -1.09% | 10th bottom |
| Yield on Earning Assets | 4.19% | 5.67% | -1.48% | 4th bottom |
| Cost of Funds | 2.26% | 1.88% | +0.38% | 23rd bottom |
| Net Interest Spread | 1.44% | 3.32% | -1.88% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.43% | 0.94% | -0.51% | 48th below |
| NPA / Total Assets | 0.20% | 0.70% | -0.50% | 60th above |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 92nd top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.22% | 1.28% | -0.06% | 53rd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 282.33% | 1546.47% | -1264.14% | 58th above |
| Texas Ratio | 7.78% | 7.34% | +0.44% | 28th below |
| Provision / NCO | 80.23% | 1395.37% | -1315.14% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.95% | 19.49% | -3.54% | 57th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.95% | 19.52% | -3.57% | 57th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.93% | 20.61% | -3.68% | 56th above |
| Leverage Ratio | 9.19% | 12.14% | -2.95% | 15th bottom |
| Equity / Assets | 7.51% | 11.37% | -3.86% | 9th bottom |
| TCE / Tangible Assets | 5.91% | 11.08% | -5.17% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 56.40% | 80.67% | -24.27% | 86th top |
| Core Deposit Ratio | 85.62% | 86.85% | -1.23% | 33rd below |
| Wholesale Funding Ratio | 10.84% | 5.03% | +5.81% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.13% | 6.84% | -7.97% | 14th bottom |
| Loan Growth (Y/Y) | -2.76% | 7.92% | -10.68% | 12th bottom |
| Deposit Growth (Y/Y) | -0.78% | 6.29% | -7.07% | 19th bottom |
See Bank of Hindman's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Hindman, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Hindman profile, how to read a UBPR, or how this data updates.