Bank of Maysville: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 15.8% higher than in Q1 2026, at -$1.7M. Among 69 Kentucky banks, Bank of Maysville sits 5th from the top on CET1 ratio, 30.26% as of Q2 2026. Bank of Maysville's CET1 ratio of 30.26% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 15.19 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 30.26% |
| Tier 1 risk-based capital ratio | 30.26% |
| Total risk-based capital ratio | 31.08% |
| Tier 1 leverage ratio | 16.94% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $27.8M |
| Tier 1 capital | $27.8M |
| Total risk-based capital | $28.6M |
| Total equity capital | $28.6M |
| Risk-weighted assets | $91.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 17.46% |
| Tangible equity to tangible assets | 16.17% |
| Equity capital to average assets | 17.18% |
| Internal capital growth rate | 2.93% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $600K |
| Common stock surplus | $12.4M |
| Retained earnings | $17.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 28.52% | 28.52% | 29.32% | 15.05% | $86.1M |
| Q4 2023 | 29.38% | 29.38% | 30.20% | 15.06% | $83.7M |
| Q1 2024 | 29.29% | 29.29% | 30.09% | 15.48% | $85.1M |
| Q2 2024 | 29.04% | 29.04% | 29.83% | 15.52% | $86.4M |
| Q3 2024 | 29.04% | 29.04% | 29.82% | 15.97% | $88.0M |
| Q4 2024 | 28.40% | 28.40% | 29.18% | 16.07% | $90.5M |
| Q1 2025 | 28.55% | 28.55% | 29.32% | 15.92% | $91.6M |
| Q2 2025 | 28.01% | 28.01% | 28.78% | 15.94% | $94.2M |
| Q3 2025 | 28.77% | 28.77% | 29.53% | 16.33% | $93.6M |
| Q4 2025 | 28.77% | 28.77% | 29.55% | 16.74% | $94.0M |
| Q1 2026 | 29.37% | 29.37% | 30.15% | 17.09% | $94.0M |
| Q2 2026 | 30.26% | 30.26% | 31.08% | 16.94% | $91.9M |
Bank of Maysville regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Maysville, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Maysville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9315) · FFIEC NIC profile (RSSD 782016)