Bank of Maysville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 51.43 percentage points in Q2 2026, from 285.10% to 336.53%. It was the largest change from Q1 2026 among the key lines here. Within Kentucky, Bank of Maysville is 47th of 119 on return on assets, 1.50% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bank of Maysville sits 0.24 points higher, at 1.50% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 30.26% |
| Tier 1 risk-based capital ratio | 30.26% |
| Total risk-based capital ratio | 31.08% |
| Tier 1 leverage ratio | 16.94% |
| Equity capital to assets | 17.46% |
| Tangible equity to tangible assets | 16.17% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.25% |
| Non-performing assets ratio | 0.13% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.82% |
| Allowance for credit losses to loans | 0.85% |
| Reserve coverage of non-performing loans | 336.53% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.50% |
| Return on equity | 8.80% |
| Net interest margin | 3.96% |
| Efficiency ratio | 52.85% |
| Yield on earning assets | 4.48% |
| Cost of funds | 0.60% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 65.05% |
| Core deposits to total deposits | 92.91% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 81.55% |
| Securities to assets | 36.99% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 28.52% | 28.52% | 29.32% | 15.05% | 0.90% |
| Q4 2023 | 29.38% | 29.38% | 30.20% | 15.06% | 0.87% |
| Q1 2024 | 29.29% | 29.29% | 30.09% | 15.48% | 0.80% |
| Q2 2024 | 29.04% | 29.04% | 29.83% | 15.52% | 0.90% |
| Q3 2024 | 29.04% | 29.04% | 29.82% | 15.97% | 1.10% |
| Q4 2024 | 28.40% | 28.40% | 29.18% | 16.07% | 1.20% |
| Q1 2025 | 28.55% | 28.55% | 29.32% | 15.92% | 1.05% |
| Q2 2025 | 28.01% | 28.01% | 28.78% | 15.94% | 1.23% |
| Q3 2025 | 28.77% | 28.77% | 29.53% | 16.33% | 1.27% |
| Q4 2025 | 28.77% | 28.77% | 29.55% | 16.74% | 1.34% |
| Q1 2026 | 29.37% | 29.37% | 30.15% | 17.09% | 1.35% |
| Q2 2026 | 30.26% | 30.26% | 31.08% | 16.94% | 1.50% |
Bank of Maysville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Maysville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Maysville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9315) · FFIEC NIC profile (RSSD 782016)