Bank of Maysville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Maysville of Maysville, KY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.50% | 1.34% | +0.16% | 63rd above |
| ROAE | 8.80% | 13.32% | -4.52% | 29th below |
| Net Interest Margin | 3.96% | 3.93% | +0.03% | 51st above |
| Efficiency Ratio | 52.85% | 61.13% | -8.28% | 75th top |
| PPNR / Avg Assets | 1.84% | 1.68% | +0.16% | 65th above |
| Yield on Earning Assets | 4.48% | 5.67% | -1.19% | 8th bottom |
| Cost of Funds | 0.60% | 1.88% | -1.28% | 98th top |
| Net Interest Spread | 3.75% | 3.32% | +0.43% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.25% | 0.94% | -0.69% | 60th above |
| NPA / Total Assets | 0.13% | 0.70% | -0.57% | 66th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.85% | 1.28% | -0.43% | 14th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 336.53% | 1546.33% | -1209.80% | 62nd above |
| Texas Ratio | 0.82% | 7.34% | -6.52% | 75th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 333.33% | 1395.12% | -1061.79% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 30.26% | 19.48% | +10.78% | 93rd top |
| Tier 1 Ratio | 30.26% | 19.52% | +10.74% | 93rd top |
| Total Capital Ratio | 31.08% | 20.60% | +10.48% | 93rd top |
| Leverage Ratio | 16.94% | 12.14% | +4.80% | 92nd top |
| Equity / Assets | 17.46% | 11.36% | +6.10% | 94th top |
| TCE / Tangible Assets | 16.17% | 11.08% | +5.09% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.05% | 80.66% | -15.61% | 77th top |
| Core Deposit Ratio | 92.91% | 86.85% | +6.06% | 73rd above |
| Wholesale Funding Ratio | 0.60% | 5.04% | -4.44% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.05% | 6.84% | -8.89% | 11th bottom |
| Loan Growth (Y/Y) | -1.11% | 7.92% | -9.03% | 18th bottom |
| Deposit Growth (Y/Y) | -3.06% | 6.29% | -9.35% | 10th bottom |
See Bank of Maysville's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Maysville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Maysville profile, how to read a UBPR, or how this data updates.