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Bank of Richmondville Locations & Branches Cobleskill, New York
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Bank of Richmondville operates 3 branches from its headquarters in Cobleskill, NY, .
Bank of Richmondville branch network
All 3 branches are in NEW YORK, across 2 cities. Cobleskill, NY has the most of its branches, 2. Its largest office by deposits is the Cobleskill Branch office in Cobleskill, NY, with $99.8M (60.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Bank of Richmondville at a glance
Its CET1 capital ratio was 27.52% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $185.9M
- CET1 ratio, Q2 2026
- 27.52%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1893
Full financial profile · Is Bank of Richmondville safe? · Bank of Richmondville call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cobleskill, NY (2 branches) | 2 of 5 | 32.4% | $136.6M |
| State: NY (3 branches) | 137 of 176 | <0.1% | $166.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Bank of Richmondville's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Schoharie, NY (3 branches) | 2 of 6 | 24.4% | $166.4M | $683.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Albany-Schenectady-Troy, NY (3 branches) | 18 of 19 | 0.5% | $166.4M | $31.10B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cobleskill Branch | Cobleskill, NY | 12043 | $99.8M |
| Bank of Richmondville (main office) | Cobleskill, NY | 12043 | $36.8M |
| Schoharie Branch Office | Schoharie, NY | 12157 | $29.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12956) · FFIEC NIC profile (RSSD 767611)