Bank of St. Francisville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of St. Francisville of Saint Francisville, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.35% | 1.34% | +0.01% | 55th above |
| ROAE | 14.03% | 13.31% | +0.72% | 60th above |
| Net Interest Margin | 4.32% | 3.93% | +0.39% | 71st above |
| Efficiency Ratio | 63.53% | 61.14% | +2.39% | 43rd below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.59% | 1.68% | -0.09% | 50th above |
| Yield on Earning Assets | 6.21% | 5.67% | +0.54% | 78th top |
| Cost of Funds | 2.07% | 1.88% | +0.19% | 34th below |
| Net Interest Spread | 3.33% | 3.32% | +0.01% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.74% | 0.94% | -0.20% | 36th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.60% | 0.70% | -0.10% | 33rd below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 87th top |
| ACL / Total Loans | 1.32% | 1.28% | +0.04% | 65th above |
| ACL / NPLs (Coverage) | 178.81% | 1539.25% | -1360.44% | 44th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.22% | 7.33% | -1.11% | 34th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.87% | 12.14% | -2.27% | 29th below |
| Equity / Assets | 9.67% | 11.37% | -1.70% | 39th below |
| TCE / Tangible Assets | 9.67% | 11.09% | -1.42% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.54% | 80.63% | +6.91% | 34th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.97% | 86.86% | +0.11% | 38th below |
| Wholesale Funding Ratio | 2.51% | 5.03% | -2.52% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.51% | 6.85% | -2.34% | 51st above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.99% | 7.90% | -0.91% | 60th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.50% | 6.29% | -0.79% | 61st above |
See Bank of St. Francisville's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of St. Francisville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of St. Francisville profile, how to read a UBPR, or how this data updates.