Bank19: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank19 of Memphis, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.81% | 1.35% | +0.46% | 78th top |
| ROAE | 10.60% | 12.05% | -1.45% | 40th below |
| Net Interest Margin | 4.79% | 3.90% | +0.89% | 88th top |
| Efficiency Ratio | 57.34% | 63.15% | -5.81% | 62nd above |
| PPNR / Avg Assets | 1.81% | 1.64% | +0.17% | 63rd above |
| Yield on Earning Assets | 5.79% | 5.65% | +0.14% | 59th above |
| Cost of Funds | 1.18% | 1.85% | -0.67% | 86th top |
| Net Interest Spread | 2.85% | 3.35% | -0.50% | 26th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.63% | 1.28% | -0.65% | 5th bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 33.25% | 20.82% | +12.43% | 94th top |
| Tier 1 Ratio | 33.25% | 20.85% | +12.40% | 94th top |
| Total Capital Ratio | 33.97% | 21.93% | +12.04% | 94th top |
| Leverage Ratio | 15.33% | 12.46% | +2.87% | 88th top |
| Equity / Assets | 17.41% | 11.67% | +5.74% | 94th top |
| TCE / Tangible Assets | 15.45% | 11.40% | +4.05% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.83% | 78.65% | -15.82% | 80th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.36% | 87.09% | +1.27% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 72.33% | 6.45% | +65.88% | 99th top |
| Loan Growth (Y/Y) | 70.90% | 7.62% | +63.28% | 99th top |
| Deposit Growth (Y/Y) | 94.63% | 5.99% | +88.64% | 100th top |
See Bank19's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank19, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank19 profile, how to read a UBPR, or how this data updates.