Banktennessee: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Banktennessee of Collierville, TN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.12% | 1.34% | -0.22% | 40th below |
| ROAE | 11.37% | 13.32% | -1.95% | 44th below |
| Net Interest Margin | 3.80% | 3.93% | -0.13% | 42nd below |
| Efficiency Ratio | 67.18% | 61.14% | +6.04% | 34th below |
| PPNR / Avg Assets | 1.21% | 1.68% | -0.47% | 29th below |
| Yield on Earning Assets | 6.12% | 5.67% | +0.45% | 73rd above |
| Cost of Funds | 2.45% | 1.88% | +0.57% | 17th bottom |
| Net Interest Spread | 3.21% | 3.32% | -0.11% | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.20% | 0.94% | +0.26% | 24th bottom |
| NPA / Total Assets | 0.96% | 0.70% | +0.26% | 21st bottom |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 79th top |
| ACL / Total Loans | 1.28% | 1.28% | +0.00% | 60th above |
| ACL / NPLs (Coverage) | 106.60% | 1539.63% | -1433.03% | 29th below |
| Texas Ratio | 9.32% | 7.33% | +1.99% | 24th bottom |
| Provision / NCO | 9333.33% | 1388.12% | +7945.21% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.05% | 19.51% | -7.46% | 18th bottom |
| Tier 1 Ratio | 12.05% | 19.54% | -7.49% | 18th bottom |
| Total Capital Ratio | 13.30% | 20.63% | -7.33% | 20th bottom |
| Leverage Ratio | 9.73% | 12.14% | -2.41% | 26th below |
| Equity / Assets | 9.78% | 11.38% | -1.60% | 41st below |
| TCE / Tangible Assets | 9.33% | 11.09% | -1.76% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.87% | 80.63% | +11.24% | 24th bottom |
| Core Deposit Ratio | 90.46% | 86.86% | +3.60% | 58th above |
| Wholesale Funding Ratio | 2.29% | 5.04% | -2.75% | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.45% | 6.85% | -3.40% | 43rd below |
| Loan Growth (Y/Y) | 2.54% | 7.91% | -5.37% | 34th below |
| Deposit Growth (Y/Y) | 3.83% | 6.29% | -2.46% | 48th below |
See Banktennessee's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Banktennessee, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Banktennessee profile, how to read a UBPR, or how this data updates.