Bankvista: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankvista of Sartell, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.25% | 1.35% | -0.10% | 49th below |
| ROAE | 12.94% | 12.05% | +0.89% | 54th above |
| Net Interest Margin | 3.90% | 3.90% | +0.00% | 48th below |
| Efficiency Ratio | 51.90% | 63.15% | -11.25% | 77th top |
| PPNR / Avg Assets | 2.14% | 1.64% | +0.50% | 78th top |
| Yield on Earning Assets | 6.43% | 5.65% | +0.78% | 85th top |
| Cost of Funds | 2.75% | 1.85% | +0.90% | 10th bottom |
| Net Interest Spread | 2.96% | 3.35% | -0.39% | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.97% | 0.92% | +3.05% | 4th bottom |
| NPA / Total Assets | 3.59% | 0.67% | +2.92% | 2nd bottom |
| NCO / Avg Loans | 0.40% | 0.14% | +0.26% | 8th bottom |
| ACL / Total Loans | 1.39% | 1.28% | +0.11% | 71st above |
| ACL / NPLs (Coverage) | 35.05% | 1645.82% | -1610.77% | 5th bottom |
| Texas Ratio | 33.85% | 7.14% | +26.71% | 2nd bottom |
| Provision / NCO | 72.41% | 1189.88% | -1117.47% | 34th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.54% | 20.84% | -9.30% | 13th bottom |
| Tier 1 Ratio | 11.54% | 20.87% | -9.33% | 12th bottom |
| Total Capital Ratio | 12.80% | 21.94% | -9.14% | 14th bottom |
| Leverage Ratio | 9.93% | 12.46% | -2.53% | 30th below |
| Equity / Assets | 9.77% | 11.67% | -1.90% | 40th below |
| TCE / Tangible Assets | 9.77% | 11.40% | -1.63% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 109.04% | 78.63% | +30.41% | 4th bottom |
| Core Deposit Ratio | 84.72% | 87.09% | -2.37% | 29th below |
| Wholesale Funding Ratio | 6.57% | 5.11% | +1.46% | 28th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.62% | 6.48% | -3.86% | 37th below |
| Loan Growth (Y/Y) | 4.91% | 7.64% | -2.73% | 47th below |
| Deposit Growth (Y/Y) | 1.78% | 6.02% | -4.24% | 34th below |
See Bankvista's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankvista, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankvista profile, how to read a UBPR, or how this data updates.