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Beneficial State Bank Locations & Branches Oakland, California
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Beneficial State Bank operates 7 branches from its headquarters in Oakland, CA, .
Beneficial State Bank branch network
Its 7 branches span 3 states and 5 cities. The most are in CALIFORNIA (3), OREGON (3) and WASHINGTON (1). CALIFORNIA holds 65.7% of its branch deposits. Portland, OR has the most of its branches, 3. Its largest office by deposits is its main office in Oakland, CA, with $839.6M (49.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Beneficial State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.22% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $2.03B
- Tier 1 leverage ratio, Q2 2026
- 11.22%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2007
Full financial profile · Is Beneficial State Bank safe? · Beneficial State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Oakland, CA (1 branch) | 7 of 27 | 5.0% | $839.6M |
| State: CA (3 branches) | 77 of 164 | <0.1% | $1.12B |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
Beneficial State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Alameda, CA (1 branch) | 12 of 37 | 1.2% | $839.6M | $69.04B |
| Multnomah, OR (3 branches) | 9 of 20 | 1.1% | $380.0M | $33.32B |
| Los Angeles, CA (1 branch) | 73 of 91 | <0.1% | $235.9M | $507.70B |
| King, WA (1 branch) | 20 of 38 | 0.2% | $202.7M | $104.11B |
| Fresno, CA (1 branch) | 21 of 22 | 0.2% | $42.2M | $19.07B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (1 branch) | 28 of 69 | 0.2% | $839.6M | $512.65B |
| Portland-Vancouver-Hillsboro, OR-WA (3 branches) | 15 of 26 | 0.6% | $380.0M | $65.02B |
| Los Angeles-Long Beach-Anaheim, CA (1 branch) | 82 of 107 | <0.1% | $235.9M | $664.11B |
| Seattle-Tacoma-Bellevue, WA (1 branch) | 30 of 43 | 0.1% | $202.7M | $142.98B |
| Fresno, CA (1 branch) | 21 of 22 | 0.2% | $42.2M | $19.07B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Beneficial State Bank (main office) | Oakland, CA | 94612 | $839.6M |
| Pearl Branch Office | Portland, OR | 97209 | $313.0M |
| East Los Angeles Branch | Los Angeles, CA | 90063 | $235.9M |
| Seattle Branch | Seattle, WA | 98122 | $202.7M |
| Fresno Branch | Fresno, CA | 93704 | $42.2M |
| Rose City Branch | Portland, OR | 97213 | $34.1M |
| Mlk Portland Branch | Portland, OR | 97212 | $32.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58490) · FFIEC NIC profile (RSSD 3608751)