Bessemer Trust Company of California, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 3.05 percentage points lower than in Q1 2026, at 92.10%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 92.10% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $13.6M |
| Tier 1 capital | $13.6M |
| Total risk-based capital | — |
| Total equity capital | $13.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 94.60% |
| Tangible equity to tangible assets | 94.60% |
| Equity capital to average assets | 92.10% |
| Internal capital growth rate | -13.15% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $2.0M |
| Retained earnings | $10.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 99.30% | 99.97% | 99.97% |
| Q4 2023 | 98.19% | 99.91% | 99.91% |
| Q1 2024 | 99.15% | 99.57% | 99.57% |
| Q2 2024 | 99.11% | 99.87% | 99.87% |
| Q3 2024 | 100.08% | 99.68% | 99.68% |
| Q4 2024 | 99.31% | 99.38% | 99.38% |
| Q1 2025 | 99.55% | 99.28% | 99.28% |
| Q2 2025 | 95.59% | 95.86% | 95.86% |
| Q3 2025 | 89.48% | 89.19% | 89.19% |
| Q4 2025 | 88.48% | 96.88% | 96.88% |
| Q1 2026 | 95.15% | 93.76% | 93.76% |
| Q2 2026 | 92.10% | 94.60% | 94.60% |
Bessemer Trust Company of California, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bessemer Trust Company of California, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bessemer Trust Company of California, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2845782)