Big Horn Federal Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 100.0% in Q2 2026, from $5.0M to $0. It was the largest change from Q1 2026 among the key lines here. Within Wyoming, Big Horn Federal Savings Bank is 17th of 23 on loan-to-deposit ratio, 54.08% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Big Horn Federal Savings Bank sits 26.76 points lower, at 54.08% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $196.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $8.2M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.08% |
| Net loans and leases to deposits | 53.39% |
| Loans and leases to core deposits | 60.48% |
| Core deposits to total deposits | 89.41% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 43.22% | 93.14% | $6.7M | $14.5M |
| Q4 2023 | 44.02% | 92.99% | $7.7M | $12.2M |
| Q1 2024 | 44.71% | 90.72% | $5.9M | $8.9M |
| Q2 2024 | 48.49% | 90.30% | $6.1M | $6.9M |
| Q3 2024 | 48.41% | 90.35% | $12.5M | $6.8M |
| Q4 2024 | 50.35% | 89.61% | $10.5M | $6.7M |
| Q1 2025 | 50.05% | 89.22% | $9.2M | $6.5M |
| Q2 2025 | 51.54% | 89.85% | $7.5M | $6.4M |
| Q3 2025 | 51.65% | 90.42% | $10.1M | $6.3M |
| Q4 2025 | 53.92% | 89.89% | $11.2M | $6.2M |
| Q1 2026 | 52.57% | 89.43% | $11.6M | $5.0M |
| Q2 2026 | 54.08% | 89.41% | $8.2M | $0 |
Big Horn Federal Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Big Horn Federal Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Big Horn Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29637) · FFIEC NIC profile (RSSD 521970)