BNY Mellon, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BNY Mellon, N.A. of Pittsburgh, PA against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.96% | 1.35% | -0.39% | 22nd bottom |
| ROAE | 8.25% | 12.32% | -4.07% | 20th bottom |
| Net Interest Margin | 1.12% | 3.70% | -2.58% | 1st bottom |
| Efficiency Ratio | 68.98% | 53.69% | +15.29% | 13th bottom |
| PPNR / Avg Assets | 1.22% | 1.96% | -0.74% | 16th bottom |
| Yield on Earning Assets | 4.11% | 5.58% | -1.47% | 5th bottom |
| Cost of Funds | 3.14% | 1.99% | +1.15% | 9th bottom |
| Net Interest Spread | 0.90% | 2.99% | -2.09% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.29% | 1.06% | -0.77% | 90th top |
| NPA / Total Assets | 0.18% | 0.76% | -0.58% | 90th top |
| NCO / Avg Loans | 0.00% | 0.36% | -0.36% | 92nd top |
| ACL / Total Loans | 0.11% | 1.38% | -1.27% | 1st bottom |
| ACL / NPLs (Coverage) | 39.62% | 211.28% | -171.66% | 7th bottom |
| Texas Ratio | 2.94% | 10.29% | -7.35% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.73% | 14.67% | +10.06% | 94th top |
| Tier 1 Ratio | 24.73% | 14.78% | +9.95% | 94th top |
| Total Capital Ratio | 27.53% | 15.99% | +11.54% | 94th top |
| Leverage Ratio | 6.52% | 10.29% | -3.77% | 1st bottom |
| Equity / Assets | 11.59% | 11.55% | +0.04% | 50th above |
| TCE / Tangible Assets | 6.39% | 9.50% | -3.11% | 4th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.41% | 83.98% | -12.57% | 84th top |
| Core Deposit Ratio | 41.22% | 87.12% | -45.90% | 2nd bottom |
| Uninsured Deposit Ratio | 53.68% | 38.83% | +14.85% | 11th bottom |
| Wholesale Funding Ratio | 2.61% | 5.67% | -3.06% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.51% | 10.14% | -6.63% | 37th below |
| Loan Growth (Y/Y) | -1.21% | 10.21% | -11.42% | 12th bottom |
| Deposit Growth (Y/Y) | 4.89% | 9.98% | -5.09% | 48th below |
See BNY Mellon, N.A.'s peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BNY Mellon, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BNY Mellon, N.A. profile, how to read a UBPR, or how this data updates.