Branch Presence
Banks with Branches in Gainesville, FL
Wells Fargo Bank, N.A. is the biggest bank in Gainesville, FL, with $1.40B in deposits at its Gainesville branches, 27.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
17 banks operate 43 branches in Gainesville, FL, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $5.10B held in Gainesville, FL, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Gainesville | Local deposits | Deposit share |
|---|---|---|---|
| Wells Fargo Bank, N.A. | 5 | $1.40B | 27.5% (#1) |
| Bank of America, N.A. | 5 | $1.39B | 27.2% (#2) |
| JPMorgan Chase Bank, N.A. | 5 | $352.3M | 6.9% (#4) |
| Ameris Bank | 4 | $377.6M | 7.4% (#3) |
| Truist Bank | 4 | $312.6M | 6.1% (#5) |
| Capital City Bank | 4 | $74.9M | 1.5% (#12) |
| PNC Bank, N.A. | 3 | $277.4M | 5.4% (#6) |
| SouthState Bank, N.A. | 2 | $275.6M | 5.4% (#7) |
| First Federal Bank | 2 | $38.8M | 0.8% (#13) |
| Fifth Third Bank, N.A. | 2 | $27.3M | 0.5% (#15) |
| TD Bank, N.A. | 1 | $182.4M | 3.6% (#8) |
| Seacoast National Bank | 1 | $143.7M | 2.8% (#9) |
| Renasant Bank | 1 | $97.4M | 1.9% (#10) |
| Regions Bank | 1 | $90.7M | 1.8% (#11) |
| Millennium Bank | 1 | $29.5M | 0.6% (#14) |
| Florida Capital Bank, N.A. | 1 | $18.0M | 0.4% (#16) |
| Gala Bank | 1 | $12.5M | 0.2% (#17) |
County deposit market: Alachua, FL
The $5.68B held across 18 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Alachua, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Wells Fargo Bank, N.A. | 24.7% | $1.40B | 5 |
| 2 | Bank of America, N.A. | 24.4% | $1.39B | 5 |
| 3 | Ameris Bank | 9.8% | $558.4M | 6 |
| 4 | Truist Bank | 6.7% | $382.0M | 5 |
| 5 | JPMorgan Chase Bank, N.A. | 6.2% | $352.3M | 5 |
| 6 | PNC Bank, N.A. | 4.9% | $277.4M | 3 |
| 7 | SouthState Bank, N.A. | 4.9% | $275.6M | 2 |
| 8 | Capital City Bank | 4.8% | $270.8M | 8 |
| 9 | TD Bank, N.A. | 3.2% | $182.4M | 1 |
| 10 | Seacoast National Bank | 2.5% | $143.7M | 1 |
Metro area deposit market: Gainesville, FL
The $6.54B held across 20 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Gainesville, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Wells Fargo Bank, N.A. | 21.4% | $1.40B | 5 |
| 2 | Bank of America, N.A. | 21.2% | $1.39B | 5 |
| 3 | Seacoast National Bank | 9.9% | $644.5M | 7 |
| 4 | Ameris Bank | 9.7% | $635.3M | 7 |
| 5 | Capital City Bank | 7.9% | $517.6M | 15 |
| 6 | Truist Bank | 5.8% | $382.0M | 5 |
| 7 | JPMorgan Chase Bank, N.A. | 5.4% | $352.3M | 5 |
| 8 | PNC Bank, N.A. | 4.2% | $277.4M | 3 |
| 9 | SouthState Bank, N.A. | 4.2% | $275.6M | 2 |
| 10 | TD Bank, N.A. | 2.8% | $182.4M | 1 |
Banks in Gainesville: common questions
What is the biggest bank in Gainesville, FL?
Wells Fargo Bank, N.A. is the biggest bank in Gainesville, FL, with $1.40B in deposits at its Gainesville branches, 27.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Gainesville, FL?
17 FDIC-insured banks operate 43 branches in Gainesville, FL as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Gainesville, FL?
Ranked by deposits held in Gainesville branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Wells Fargo Bank, N.A. (27.5%); 2. Bank of America, N.A. (27.2%); 3. Ameris Bank (7.4%); 4. JPMorgan Chase Bank, N.A. (6.9%); 5. Truist Bank (6.1%). The share is each bank's part of all deposits in the city.
Largest banks in Florida
For the state as a whole, see the largest banks in Florida, ranked by total assets and by deposits in Florida branches, or every bank in the Florida bank directory.
Banks in other Florida cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.