Lists · Deposits by metro area
Gainesville, FL Metro Area Bank Deposit Market Share
Wells Fargo Bank, N.A. holds the largest share of deposits in the Gainesville, FL metro area, 21.4%, followed by Bank of America, N.A. (21.2%) and Seacoast National Bank (9.9%). 20 institutions hold $6.54B at 70 offices as of June 30, 2026, up 0.9% from 2025.
Largest share changes since 2025
Gained: Fifth Third Bank, N.A. (0.61 points, new to this market); Barwick Banking Company (0.50 points); JPMorgan Chase Bank, N.A. (0.40 points).
Lost: Wells Fargo Bank, N.A. (-0.42 points); Millennium Bank (-0.34 points); Renasant Bank (-0.30 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Wells Fargo Bank, N.A. | $1.40B | 21.43% | -0.42 pts |
| 2 | Bank of America, N.A. | $1.39B | 21.22% | -0.27 pts |
| 3 | Seacoast National Bank | $644.5M | 9.86% | +0.06 pts |
| 4 | Ameris Bank | $635.3M | 9.72% | 0.00 pts |
| 5 | Capital City Bank | $517.6M | 7.92% | -0.06 pts |
| 6 | Truist Bank | $382.0M | 5.84% | -0.13 pts |
| 7 | JPMorgan Chase Bank, N.A. | $352.3M | 5.39% | +0.40 pts |
| 8 | PNC Bank, N.A. | $277.4M | 4.24% | -0.03 pts |
| 9 | SouthState Bank, N.A. | $275.6M | 4.22% | +0.09 pts |
| 10 | TD Bank, N.A. | $182.4M | 2.79% | -0.28 pts |
| 11 | Renasant Bank | $127.5M | 1.95% | -0.30 pts |
| 12 | Barwick Banking Company | $97.5M | 1.49% | +0.50 pts |
| 13 | Regions Bank | $90.7M | 1.39% | -0.05 pts |
| 14 | Fifth Third Bank, N.A. | $39.8M | 0.61% | +0.61 pts |
| 15 | First Federal Bank | $38.8M | 0.59% | -0.02 pts |
| 16 | Millennium Bank | $29.5M | 0.45% | -0.34 pts |
| 17 | Lafayette State Bank | $23.7M | 0.36% | +0.07 pts |
| 18 | Florida Capital Bank, N.A. | $18.0M | 0.27% | -0.01 pts |
| 19 | Gala Bank | $12.5M | 0.19% | +0.19 pts |
| 20 | First Southern Bank | $5.5M | 0.08% | +0.01 pts |
About this list
Deposits are those held at each institution's offices in Gainesville, FL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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