Branch Presence
Banks with Branches in Lakeland, FL
Truist Bank is the biggest bank in Lakeland, FL, with $956.2M in deposits at its Lakeland branches, 19.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
14 banks operate 31 branches in Lakeland, FL, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $4.90B held in Lakeland, FL, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Lakeland | Local deposits | Deposit share |
|---|---|---|---|
| Truist Bank | 5 | $956.2M | 19.5% (#1) |
| Wells Fargo Bank, N.A. | 4 | $635.1M | 13.0% (#4) |
| Bank of America, N.A. | 3 | $715.9M | 14.6% (#3) |
| Citizens Bank and Trust | 3 | $264.6M | 5.4% (#7) |
| Fifth Third Bank, N.A. | 3 | $201.6M | 4.1% (#8) |
| Bank of Central Florida | 2 | $943.5M | 19.3% (#2) |
| SouthState Bank, N.A. | 2 | $371.2M | 7.6% (#5) |
| JPMorgan Chase Bank, N.A. | 2 | $348.0M | 7.1% (#6) |
| Regions Bank | 2 | $186.0M | 3.8% (#9) |
| TD Bank, N.A. | 1 | $84.3M | 1.7% (#10) |
| Valley National Bank | 1 | $68.5M | 1.4% (#11) |
| Hancock Whitney Bank | 1 | $60.6M | 1.2% (#12) |
| Crews Bank & Trust | 1 | $47.3M | 1.0% (#13) |
| Centennial Bank | 1 | $15.3M | 0.3% (#14) |
County deposit market: Polk, FL
The $16.48B held across 16 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Polk, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | SouthState Bank, N.A. | 48.0% | $7.90B | 10 |
| 2 | Truist Bank | 10.5% | $1.73B | 12 |
| 3 | Wells Fargo Bank, N.A. | 9.4% | $1.54B | 12 |
| 4 | Citizens Bank and Trust | 7.9% | $1.30B | 13 |
| 5 | Bank of America, N.A. | 7.9% | $1.30B | 6 |
| 6 | Bank of Central Florida | 6.2% | $1.02B | 3 |
| 7 | JPMorgan Chase Bank, N.A. | 3.8% | $633.1M | 5 |
| 8 | TD Bank, N.A. | 1.5% | $246.6M | 2 |
| 9 | Regions Bank | 1.5% | $241.3M | 3 |
| 10 | Fifth Third Bank, N.A. | 1.3% | $212.9M | 4 |
Metro area deposit market: Lakeland-Winter Haven, FL
The $16.48B held across 16 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Lakeland-Winter Haven, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | SouthState Bank, N.A. | 48.0% | $7.90B | 10 |
| 2 | Truist Bank | 10.5% | $1.73B | 12 |
| 3 | Wells Fargo Bank, N.A. | 9.4% | $1.54B | 12 |
| 4 | Citizens Bank and Trust | 7.9% | $1.30B | 13 |
| 5 | Bank of America, N.A. | 7.9% | $1.30B | 6 |
| 6 | Bank of Central Florida | 6.2% | $1.02B | 3 |
| 7 | JPMorgan Chase Bank, N.A. | 3.8% | $633.1M | 5 |
| 8 | TD Bank, N.A. | 1.5% | $246.6M | 2 |
| 9 | Regions Bank | 1.5% | $241.3M | 3 |
| 10 | Fifth Third Bank, N.A. | 1.3% | $212.9M | 4 |
Banks in Lakeland: common questions
What is the biggest bank in Lakeland, FL?
Truist Bank is the biggest bank in Lakeland, FL, with $956.2M in deposits at its Lakeland branches, 19.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Lakeland, FL?
14 FDIC-insured banks operate 31 branches in Lakeland, FL as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Lakeland, FL?
Ranked by deposits held in Lakeland branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Truist Bank (19.5%); 2. Bank of Central Florida (19.3%); 3. Bank of America, N.A. (14.6%); 4. Wells Fargo Bank, N.A. (13.0%); 5. SouthState Bank, N.A. (7.6%). The share is each bank's part of all deposits in the city.
Largest banks in Florida
For the state as a whole, see the largest banks in Florida, ranked by total assets and by deposits in Florida branches, or every bank in the Florida bank directory.
Banks in other Florida cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.