Branch Presence
Banks with Branches in Springfield, IL
INB, N.A. is the biggest bank in Springfield, IL, with $1.89B in deposits at its Springfield branches, 24.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. United Community Bank has the most branches here, with 6.
21 banks operate 53 branches in Springfield, IL, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $7.86B held in Springfield, IL, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Springfield | Local deposits | Deposit share |
|---|---|---|---|
| United Community Bank | 6 | $681.3M | 8.7% (#4) |
| INB, N.A. | 5 | $1.89B | 24.1% (#1) |
| PNC Bank, N.A. | 5 | $533.7M | 6.8% (#5) |
| Morton Community Bank | 5 | $373.6M | 4.8% (#8) |
| Bank of Springfield | 4 | $1.18B | 15.0% (#2) |
| U.S. Bank N.A. | 4 | $419.5M | 5.3% (#6) |
| Heartland Bank and Trust Company | 3 | $248.7M | 3.2% (#10) |
| Security Bank, S.B. | 3 | $185.5M | 2.4% (#11) |
| Prairie State Bank & Trust | 3 | $151.1M | 1.9% (#12) |
| JPMorgan Chase Bank, N.A. | 2 | $1.01B | 12.8% (#3) |
| Alliance Community Bank | 2 | $50.4M | 0.6% (#16) |
| Woodforest National Bank | 2 | $6.9M | <0.1% (#21) |
| TIB, N.A. | 1 | $404.1M | 5.1% (#7) |
| Carrollton Bank | 1 | $354.1M | 4.5% (#9) |
| First Bankers Trust Company, N.A. | 1 | $108.6M | 1.4% (#13) |
| Hickory Point Bank and Trust | 1 | $81.2M | 1.0% (#14) |
| Regions Bank | 1 | $76.8M | 1.0% (#15) |
| Warren-Boynton State Bank | 1 | $35.8M | 0.5% (#17) |
| West Central Bank | 1 | $31.1M | 0.4% (#18) |
| Williamsville State Bank and Trust | 1 | $23.3M | 0.3% (#19) |
| Peoples Bank & Trust | 1 | $11.6M | 0.1% (#20) |
County deposit market: Sangamon, IL
The $9.40B held across 24 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Sangamon, IL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | INB, N.A. | 21.9% | $2.06B | 8 |
| 2 | United Community Bank | 17.0% | $1.60B | 15 |
| 3 | Bank of Springfield | 12.9% | $1.21B | 5 |
| 4 | JPMorgan Chase Bank, N.A. | 10.7% | $1.01B | 2 |
| 5 | PNC Bank, N.A. | 5.7% | $533.7M | 5 |
| 6 | U.S. Bank N.A. | 4.5% | $419.5M | 4 |
| 7 | Morton Community Bank | 4.3% | $405.0M | 6 |
| 8 | TIB, N.A. | 4.3% | $404.1M | 1 |
| 9 | Carrollton Bank | 3.8% | $354.1M | 1 |
| 10 | Heartland Bank and Trust Company | 2.6% | $248.7M | 3 |
Metro area deposit market: Springfield, IL
The $9.76B held across 26 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Springfield, IL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | INB, N.A. | 21.1% | $2.06B | 8 |
| 2 | United Community Bank | 16.4% | $1.60B | 15 |
| 3 | Bank of Springfield | 12.4% | $1.21B | 5 |
| 4 | JPMorgan Chase Bank, N.A. | 10.3% | $1.01B | 2 |
| 5 | PNC Bank, N.A. | 5.5% | $533.7M | 5 |
| 6 | U.S. Bank N.A. | 4.3% | $419.5M | 4 |
| 7 | Morton Community Bank | 4.2% | $405.0M | 6 |
| 8 | TIB, N.A. | 4.1% | $404.1M | 1 |
| 9 | Carrollton Bank | 3.6% | $354.1M | 1 |
| 10 | Alliance Community Bank | 3.5% | $342.1M | 5 |
Banks in Springfield: common questions
What is the biggest bank in Springfield, IL?
INB, N.A. is the biggest bank in Springfield, IL, with $1.89B in deposits at its Springfield branches, 24.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. United Community Bank has the most branches there, with 6.
How many banks are in Springfield, IL?
21 FDIC-insured banks operate 53 branches in Springfield, IL as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Springfield, IL?
Ranked by deposits held in Springfield branches as of the June 30, 2026 FDIC Summary of Deposits: 1. INB, N.A. (24.1%); 2. Bank of Springfield (15.0%); 3. JPMorgan Chase Bank, N.A. (12.8%); 4. United Community Bank (8.7%); 5. PNC Bank, N.A. (6.8%). The share is each bank's part of all deposits in the city.
Largest banks in Illinois
For the state as a whole, see the largest banks in Illinois, ranked by total assets and by deposits in Illinois branches, or every bank in the Illinois bank directory.
Banks in other Illinois cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.