Branch Presence
Banks with Branches in Toms River, NJ
OceanFirst Bank, N.A. is the biggest bank in Toms River, NJ, with $1.44B in deposits at its Toms River branches, 23.3% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
12 banks operate 26 branches in Toms River, NJ, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $6.19B held in Toms River, NJ, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Toms River | Local deposits | Deposit share |
|---|---|---|---|
| Wells Fargo Bank, N.A. | 4 | $675.8M | 10.9% (#4) |
| Santander Bank, N.A. | 4 | $627.5M | 10.1% (#5) |
| OceanFirst Bank, N.A. | 3 | $1.44B | 23.3% (#1) |
| TD Bank, N.A. | 3 | $1.27B | 20.5% (#2) |
| Bank of America, N.A. | 2 | $472.4M | 7.6% (#6) |
| Provident Bank | 2 | $345.1M | 5.6% (#7) |
| JPMorgan Chase Bank, N.A. | 2 | $219.2M | 3.5% (#8) |
| Citizens Bank, N.A. | 2 | $160.0M | 2.6% (#9) |
| PNC Bank, N.A. | 1 | $738.4M | 11.9% (#3) |
| Kearny Bank | 1 | $84.6M | 1.4% (#10) |
| Flagstar Bank, N.A. | 1 | $82.0M | 1.3% (#11) |
| Manufacturers and Traders Trust Company | 1 | $75.7M | 1.2% (#12) |
County deposit market: Ocean, NJ
The $24.49B held across 22 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Ocean, NJ market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | TD Bank, N.A. | 21.6% | $5.29B | 16 |
| 2 | OceanFirst Bank, N.A. | 14.1% | $3.47B | 11 |
| 3 | JPMorgan Chase Bank, N.A. | 11.1% | $2.72B | 10 |
| 4 | Wells Fargo Bank, N.A. | 9.5% | $2.33B | 15 |
| 5 | Santander Bank, N.A. | 8.8% | $2.16B | 13 |
| 6 | Bank of America, N.A. | 7.6% | $1.87B | 9 |
| 7 | PNC Bank, N.A. | 6.0% | $1.47B | 8 |
| 8 | Provident Bank | 3.9% | $950.9M | 7 |
| 9 | Manasquan Bank | 3.5% | $853.5M | 5 |
| 10 | First Commerce Bank | 2.9% | $700.7M | 3 |
Metro area deposit market: New York-Newark-Jersey City, NY-NJ-PA
The $2.92T held across 156 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the New York-Newark-Jersey City, NY-NJ-PA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | 34.1% | $995.82B | 656 |
| 2 | Goldman Sachs Bank USA | 9.6% | $279.12B | 2 |
| 3 | The Bank of New York Mellon | 8.8% | $255.94B | 4 |
| 4 | Morgan Stanley Private Bank, N.A. | 7.2% | $211.67B | 1 |
| 5 | Bank of America, N.A. | 6.2% | $179.77B | 337 |
| 6 | Citibank, N.A. | 3.8% | $111.37B | 222 |
| 7 | HSBC Bank USA, N.A. | 3.6% | $105.52B | 8 |
| 8 | TD Bank, N.A. | 3.1% | $89.81B | 350 |
| 9 | Wells Fargo Bank, N.A. | 2.8% | $83.20B | 239 |
| 10 | Valley National Bank | 1.4% | $40.05B | 164 |
Banks in Toms River: common questions
What is the biggest bank in Toms River, NJ?
OceanFirst Bank, N.A. is the biggest bank in Toms River, NJ, with $1.44B in deposits at its Toms River branches, 23.3% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Toms River, NJ?
12 FDIC-insured banks operate 26 branches in Toms River, NJ as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Toms River, NJ?
Ranked by deposits held in Toms River branches as of the June 30, 2026 FDIC Summary of Deposits: 1. OceanFirst Bank, N.A. (23.3%); 2. TD Bank, N.A. (20.5%); 3. PNC Bank, N.A. (11.9%); 4. Wells Fargo Bank, N.A. (10.9%); 5. Santander Bank, N.A. (10.1%). The share is each bank's part of all deposits in the city.
Largest banks in New Jersey
For the state as a whole, see the largest banks in New Jersey, ranked by total assets and by deposits in New Jersey branches, or every bank in the New Jersey bank directory.
Banks in other New Jersey cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.