Byline Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Byline Bank of Chicago, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.71% | 1.44% | +0.27% | 77th top |
| ROAE Behind the peer average, ahead of the median peer. | 12.31% | 12.50% | -0.19% | 50th above |
| Net Interest Margin | 4.38% | 3.84% | +0.54% | 85th top |
| Efficiency Ratio | 45.64% | 58.89% | -13.25% | 86th top |
| PPNR / Avg Assets | 2.55% | 1.78% | +0.77% | 89th top |
| Yield on Earning Assets | 6.10% | 5.71% | +0.39% | 80th top |
| Cost of Funds | 1.95% | 2.03% | -0.08% | 54th above |
| Net Interest Spread | 3.60% | 3.18% | +0.42% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.34% | 0.96% | +0.38% | 22nd bottom |
| NPA / Total Assets | 1.05% | 0.75% | +0.30% | 22nd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.26% | 0.31% | -0.05% | 16th bottom |
| ACL / Total Loans | 1.48% | 1.25% | +0.23% | 85th top |
| ACL / NPLs (Coverage) | 110.38% | 699.49% | -589.11% | 34th below |
| Texas Ratio | 8.13% | 7.16% | +0.97% | 30th below |
| Provision / NCO | 129.12% | 815.44% | -686.32% | 44th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.00% | 17.41% | -3.41% | 58th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.00% | 17.45% | -3.45% | 58th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.25% | 18.50% | -3.25% | 60th above |
| Leverage Ratio | 12.88% | 11.59% | +1.29% | 84th top |
| Equity / Assets | 14.08% | 11.33% | +2.75% | 90th top |
| TCE / Tangible Assets | 12.24% | 10.65% | +1.59% | 84th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.69% | 86.34% | +9.35% | 28th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 85.63% | 85.56% | +0.07% | 36th below |
| Uninsured Deposit Ratio | 34.11% | 32.71% | +1.40% | 41st below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.65% | 5.45% | -0.80% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.15% | 10.46% | -8.31% | 29th below |
| Loan Growth (Y/Y) | 2.86% | 8.00% | -5.14% | 33rd below |
| Deposit Growth (Y/Y) | 0.78% | 7.99% | -7.21% | 23rd bottom |
See Byline Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Byline Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Byline Bank profile, how to read a UBPR, or how this data updates.