Caldwell Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Caldwell Bank & Trust Company of Columbia, LA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.56% | 1.35% | -0.79% | 15th bottom |
| ROAE | 5.69% | 13.33% | -7.64% | 16th bottom |
| Net Interest Margin | 4.28% | 3.93% | +0.35% | 69th above |
| Efficiency Ratio | 87.22% | 61.12% | +26.10% | 8th bottom |
| PPNR / Avg Assets | 0.65% | 1.68% | -1.03% | 11th bottom |
| Yield on Earning Assets | 7.10% | 5.67% | +1.43% | 96th top |
| Cost of Funds | 2.91% | 1.88% | +1.03% | 7th bottom |
| Net Interest Spread | 3.68% | 3.32% | +0.36% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.90% | 0.94% | +0.96% | 14th bottom |
| NPA / Total Assets | 1.70% | 0.70% | +1.00% | 10th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 37th below |
| ACL / Total Loans | 1.15% | 1.28% | -0.13% | 44th below |
| ACL / NPLs (Coverage) | 60.27% | 1546.59% | -1486.32% | 14th bottom |
| Texas Ratio | 24.30% | 7.33% | +16.97% | 5th bottom |
| Provision / NCO | 1458.33% | 1394.84% | +63.49% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.03% | 12.14% | -2.11% | 33rd below |
| Equity / Assets | 9.87% | 11.37% | -1.50% | 42nd below |
| TCE / Tangible Assets | 9.70% | 11.08% | -1.38% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.63% | 80.66% | +7.97% | 31st below |
| Core Deposit Ratio | 84.35% | 86.85% | -2.50% | 28th below |
| Wholesale Funding Ratio | 2.18% | 5.04% | -2.86% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.69% | 6.84% | -6.15% | 23rd bottom |
| Loan Growth (Y/Y) | -3.55% | 7.92% | -11.47% | 10th bottom |
| Deposit Growth (Y/Y) | -0.11% | 6.29% | -6.40% | 22nd bottom |
See Caldwell Bank & Trust Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Caldwell Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Caldwell Bank & Trust Company profile, how to read a UBPR, or how this data updates.