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Carolina Bank & Trust Company Locations & Branches Lamar, South Carolina
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Carolina Bank & Trust Company operates 14 branches from its headquarters in Lamar, SC, . Its main office is at 112 Main St, Lamar, SC 29069.
Carolina Bank & Trust Company branch network
All 14 branches are in SOUTH CAROLINA, across 10 cities. Florence, SC has the most of its branches, 3. Its largest office by deposits is the Darlington Branch office in Darlington, SC, with $125.5M (17.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Carolina Bank & Trust Company at a glance
Its CET1 capital ratio was 20.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $844.6M
- CET1 ratio, Q2 2026
- 20.14%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1936
Full financial profile · Is Carolina Bank & Trust Company safe? · Carolina Bank & Trust Company Q3 2026 call report, filed October 16, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lamar, SC (1 branch) | 1 of 1 | 100.0% | $31.2M |
| State: SC (14 branches) | 29 of 73 | 0.5% | $727.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in South Carolina.
Share by county and metro area
Carolina Bank & Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Darlington, SC (5 branches) | 1 of 9 | 28.3% | $240.3M | $849.9M |
| Florence, SC (4 branches) | 8 of 14 | 6.1% | $214.9M | $3.53B |
| Chesterfield, SC (2 branches) | 2 of 6 | 25.7% | $141.2M | $548.5M |
| Marlboro, SC (1 branch) | 3 of 3 | 26.6% | $80.8M | $304.3M |
| Marion, SC (1 branch) | 3 of 5 | 6.1% | $37.5M | $618.4M |
| Horry, SC (1 branch) | 20 of 21 | 0.1% | $12.7M | $12.08B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Florence, SC (9 branches) | 5 of 16 | 10.4% | $455.2M | $4.38B |
| Bennettsville, SC (1 branch) | 3 of 3 | 26.6% | $80.8M | $304.3M |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC (1 branch) | 23 of 23 | <0.1% | $12.7M | $15.37B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Darlington Branch | Darlington, SC | 29532 | $125.5M |
| Chesterfield Branch | Chesterfield, SC | 29709 | $98.9M |
| Hartsville Branch | Hartsville, SC | 29550 | $83.6M |
| Bennettsville Branch | Bennettsville, SC | 29512 | $80.8M |
| Florence Branch | Florence, SC | 29501 | $79.1M |
| Florence Branch | Florence, SC | 29501 | $73.1M |
| Cheraw Branch | Cheraw, SC | 29520 | $42.3M |
| Quinby Branch | Quinby, SC | 29506 | $38.4M |
| Mullins Main Branch | Mullins, SC | 29574 | $37.5M |
| Carolina Bank & Trust Co. | Lamar, SC | 29069 | $31.2M |
| South Florence Branch | Florence, SC | 29505 | $24.3M |
| N Myrtle Beach Branch | North Myrtle Beach, SC | 29582 | $12.7M |
| 109 Express Lane Branch | Darlington, SC | 29532 | $0 |
| Hartsville Branch | Hartsville, SC | 29550 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16723) · FFIEC NIC profile (RSSD 355120)