Carroll County Trust Company of Carrollton, Missouri: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos climbed 183.7% in Q2 2026, from $2.6M to $7.5M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Carroll County Trust Company of Carrollton, Missouri is 18th from the bottom among 192 Missouri banks, 53.97% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Carroll County Trust Company of Carrollton, Missouri sits 26.86 points lower, at 53.97% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $100.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $7.5M |
| Other borrowed money | $12.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.18% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.97% |
| Net loans and leases to deposits | 53.47% |
| Loans and leases to core deposits | 58.67% |
| Core deposits to total deposits | 82.16% |
| Brokered deposits to total deposits | 9.83% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 41.43% | 81.90% | $15.9M | $13.0M |
| Q4 2023 | 42.32% | 78.69% | $14.7M | $12.9M |
| Q1 2024 | 38.26% | 77.86% | $8.3M | $11.9M |
| Q2 2024 | 41.58% | 78.87% | $7.7M | $11.8M |
| Q3 2024 | 40.80% | 76.75% | $3.8M | $11.8M |
| Q4 2024 | 42.89% | 78.09% | $3.0M | $11.7M |
| Q1 2025 | 40.34% | 79.09% | $2.5M | $11.6M |
| Q2 2025 | 48.90% | 78.71% | $6.8M | $12.1M |
| Q3 2025 | 52.05% | 78.08% | $10.8M | $12.0M |
| Q4 2025 | 52.36% | 79.39% | $2.0M | $11.9M |
| Q1 2026 | 50.38% | 82.83% | $2.6M | $11.9M |
| Q2 2026 | 53.97% | 82.16% | $7.5M | $12.8M |
Carroll County Trust Company of Carrollton, Missouri liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Carroll County Trust Company of Carrollton, Missouri, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Carroll County Trust Company of Carrollton, Missouri profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1611) · FFIEC NIC profile (RSSD 490843)