Carroll County Trust Company of Carrollton, Missouri: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Carroll County Trust Company of Carrollton, Missouri of Carrollton, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.23% | 1.35% | -1.12% | 7th bottom |
| ROAE | 3.49% | 12.06% | -8.57% | 10th bottom |
| Net Interest Margin | 2.44% | 3.90% | -1.46% | 3rd bottom |
| Efficiency Ratio | 89.03% | 63.14% | +25.89% | 6th bottom |
| PPNR / Avg Assets | 0.23% | 1.64% | -1.41% | 5th bottom |
| Yield on Earning Assets | 4.59% | 5.65% | -1.06% | 10th bottom |
| Cost of Funds | 2.16% | 1.85% | +0.31% | 28th below |
| Net Interest Spread | 1.97% | 3.35% | -1.38% | 4th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.92% | -0.72% | 64th above |
| NPA / Total Assets | 0.09% | 0.67% | -0.58% | 71st above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.93% | 1.28% | -0.35% | 19th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 457.89% | 1645.64% | -1187.75% | 69th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.00% | 7.15% | -3.15% | 47th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.05% | 12.46% | -3.41% | 13th bottom |
| Equity / Assets | 6.46% | 11.67% | -5.21% | 4th bottom |
| TCE / Tangible Assets | 6.46% | 11.40% | -4.94% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.97% | 78.65% | -24.68% | 89th top |
| Core Deposit Ratio | 82.16% | 87.10% | -4.94% | 21st bottom |
| Wholesale Funding Ratio | 9.80% | 5.11% | +4.69% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.46% | 6.48% | -6.02% | 22nd bottom |
| Loan Growth (Y/Y) | 9.45% | 7.64% | +1.81% | 72nd above |
| Deposit Growth (Y/Y) | -0.85% | 6.03% | -6.88% | 19th bottom |
See Carroll County Trust Company of Carrollton, Missouri's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Carroll County Trust Company of Carrollton, Missouri, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Carroll County Trust Company of Carrollton, Missouri profile, how to read a UBPR, or how this data updates.