Carrollton Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Carrollton Bank of Carrollton, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.10% | 1.44% | -0.34% | 37th below |
| ROAE | 14.32% | 12.50% | +1.82% | 66th above |
| Net Interest Margin | 3.42% | 3.84% | -0.42% | 32nd below |
| Efficiency Ratio | 55.65% | 58.87% | -3.22% | 59th above |
| PPNR / Avg Assets | 1.62% | 1.78% | -0.16% | 43rd below |
| Yield on Earning Assets | 5.45% | 5.71% | -0.26% | 44th below |
| Cost of Funds | 2.26% | 2.03% | +0.23% | 33rd below |
| Net Interest Spread | 2.85% | 3.18% | -0.33% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.89% | 0.96% | -0.07% | 36th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.69% | 0.75% | -0.06% | 38th below |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 72nd above |
| ACL / Total Loans | 1.29% | 1.25% | +0.04% | 68th above |
| ACL / NPLs (Coverage) | 144.46% | 699.45% | -554.99% | 43rd below |
| Texas Ratio | 7.88% | 7.16% | +0.72% | 31st below |
| Provision / NCO | 11431.25% | 800.33% | +10630.92% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 9.93% | 17.42% | -7.49% | 1st bottom |
| Tier 1 Ratio | 9.93% | 17.45% | -7.52% | 1st bottom |
| Total Capital Ratio | 11.18% | 18.51% | -7.33% | 2nd bottom |
| Leverage Ratio | 8.01% | 11.60% | -3.59% | 2nd bottom |
| Equity / Assets | 7.76% | 11.33% | -3.57% | 5th bottom |
| TCE / Tangible Assets | 7.75% | 10.65% | -2.90% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.63% | 86.35% | -2.72% | 62nd above |
| Core Deposit Ratio | 82.58% | 85.56% | -2.98% | 27th below |
| Uninsured Deposit Ratio | 53.18% | 32.69% | +20.49% | 7th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.28% | 10.46% | -5.18% | 50th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.93% | 7.99% | -2.06% | 51st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.42% | 7.98% | -2.56% | 55th above |
See Carrollton Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Carrollton Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Carrollton Bank profile, how to read a UBPR, or how this data updates.