CBL State Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks CBL State Savings Bank of Greer, SC against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.04% | 1.35% | -1.31% | 5th bottom |
| ROAE | 0.23% | 12.06% | -11.83% | 5th bottom |
| Net Interest Margin | 2.16% | 3.90% | -1.74% | 1st bottom |
| Efficiency Ratio | 97.88% | 63.14% | +34.74% | 3rd bottom |
| PPNR / Avg Assets | 0.04% | 1.64% | -1.60% | 3rd bottom |
| Yield on Earning Assets | 5.24% | 5.65% | -0.41% | 32nd below |
| Cost of Funds | 3.51% | 1.84% | +1.67% | 1st bottom |
| Net Interest Spread | 1.73% | 3.35% | -1.62% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.92% | -0.91% | 83rd top |
| NPA / Total Assets | 0.01% | 0.67% | -0.66% | 85th top |
| NCO / Avg Loans | -0.10% | 0.15% | -0.25% | 97th top |
| ACL / Total Loans | 0.96% | 1.28% | -0.32% | 21st bottom |
| ACL / NPLs (Coverage) | 6623.53% | 1643.02% | +4980.51% | — |
| Texas Ratio | 0.06% | 7.15% | -7.09% | 89th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.93% | 12.46% | +3.47% | 90th top |
| Equity / Assets | 15.20% | 11.67% | +3.53% | 89th top |
| TCE / Tangible Assets | 15.20% | 11.40% | +3.80% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.52% | 78.64% | +14.88% | 21st bottom |
| Core Deposit Ratio | 72.18% | 87.10% | -14.92% | 7th bottom |
| Wholesale Funding Ratio | 15.68% | 5.11% | +10.57% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.48% | 6.47% | -2.99% | 43rd below |
| Loan Growth (Y/Y) | 4.45% | 7.64% | -3.19% | 45th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.74% | 6.02% | -0.28% | 62nd above |
See CBL State Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock CBL State Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full CBL State Savings Bank profile, how to read a UBPR, or how this data updates.