Century Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Century Savings Bank of Vineland, NJ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.38% | 1.34% | -0.96% | 10th bottom |
| ROAE | 3.96% | 13.32% | -9.36% | 11th bottom |
| Net Interest Margin | 3.43% | 3.93% | -0.50% | 25th below |
| Efficiency Ratio | 58.82% | 61.14% | -2.32% | 57th above |
| PPNR / Avg Assets | 1.39% | 1.68% | -0.29% | 38th below |
| Yield on Earning Assets | 4.22% | 5.67% | -1.45% | 4th bottom |
| Cost of Funds | 0.90% | 1.88% | -0.98% | 93rd top |
| Net Interest Spread | 3.10% | 3.32% | -0.22% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.50% | 1.28% | +0.22% | 78th top |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.20% | 12.14% | +1.06% | 76th top |
| Equity / Assets | 10.14% | 11.38% | -1.24% | 47th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.14% | 11.09% | -0.95% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.76% | 80.64% | -11.88% | 72nd above |
| Core Deposit Ratio | 94.69% | 86.86% | +7.83% | 82nd top |
| Wholesale Funding Ratio | 9.68% | 5.03% | +4.65% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.85% | 6.86% | -8.71% | 11th bottom |
| Loan Growth (Y/Y) | 4.13% | 7.91% | -3.78% | 43rd below |
| Deposit Growth (Y/Y) | -4.70% | 6.29% | -10.99% | 7th bottom |
See Century Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Century Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Century Savings Bank profile, how to read a UBPR, or how this data updates.